May 15, 2025

Make This Summer Unforgettable with a Little Help from Hughes

A Latino family poses for a photo with their suitcases and their car.

Summer in Southern Arizona is a vibe all its own. The smell of carne asada sizzling on the grill, weekend drives to Mount Lemmon to escape the desert heat, and backyard gatherings under a canopy of string lights, it’s the time of year when everything feels a little more laid-back and the possibilities feel endless. But sometimes, those possibilities come with a price tag. That’s where a Summer Loan from Hughes Federal Credit Union comes in, turning big summer dreams into manageable projects.

No matter what your summer looks like, here’s how to make it unforgettable with options for small, medium, and big budgets.

Upgrade Your Space to Match Your Summer Goals

When the temperatures rise, the idea of sprucing up your living space becomes more than just a good idea, it becomes essential. Whether you’re setting up the perfect patio to host friends or finally getting around to that garden project you’ve been dreaming about, a few upgrades can make all the difference.

Small Budget (Under $500):

  • Desert-Friendly Greenery: Head over to Green Things Plant Nursery or Harlow Gardens for some low-maintenance, drought-resistant plants like agave, barrel cactus, or even a potted lemon tree to liven up your patio.
  • Outdoor Lighting: Think string lights, solar lanterns, or even some well-placed path lights to create a cozy evening ambiance.

  • DIY Patio Makeover: Some fresh cushions, an outdoor rug, and a couple of planters can instantly elevate your space.

Medium Budget ($500 - $2,000):

  • Mister Systems & Shade Sails: Arizona heat is no joke. A misting system or a durable shade sail can transform your backyard into a cool retreat.
  • Grill Master Setup: Invest in a quality barbecue for those weekend cookouts. With the right setup, your backyard can be the go-to spot for summer evenings.

Big Budget ($2,000+):

  • Patio Paradise: Imagine built-in seating, custom fire pits, and even an outdoor pizza oven for those weekend gatherings.
  • Splash Zone: If you’ve been dreaming of a backyard pool, now’s the time to start planning. Hughes’ Summer Loan can help make it happen without maxing out your credit cards.

Tip: The Hughes Summer Loan lets you finance these upgrades with manageable payments.

Hit the Road with Southern Arizona Adventures Worth Taking

Summer road trips are practically a rite of passage. From cruising up to Mount Lemmon for cooler air to exploring the artistic streets of Bisbee, Southern Arizona has a lot to offer.

Small Budget (Under $500):

  • Day Trips to Hidden Gems: Spend the day exploring Tubac, Patagonia, or Oracle. These small towns are filled with charm and make for the perfect escape.
  • Car Prep: Get your oil changed, top off the fluids, and maybe splurge on a car detailing session before you hit the road.

Medium Budget ($500 - $2,000):

  • Weekend Getaway: Drive out to Sedona for some red rock magic or catch the breeze in San Diego. A change of scenery is just a few hours away.
  • Road Trip Ready: Consider new tires or a roof rack to make your journey smoother.

Big Budget ($2,000+):

  • Cross-Country Adventure: Head up the Pacific Coast Highway or explore New Mexico’s scenic byways.
  • RV Rental: If you’re feeling adventurous, rent an RV and see Arizona like never before.

Tip: Hughes’ Summer Loan is a perfect way to finance that big adventure without relying on high-interest credit cards.

Create Your Own Backyard Getaway

There’s nothing quite like Tucson sunsets, and they’re even better when you’ve got the perfect spot to watch them.

Small Budget (Under $500):

Spruce Up the Yard: Pick up some native plants like ocotillo or palo verde to add a touch of green to your space.

Light It Up: Solar garden lights are a simple, budget-friendly way to keep the good vibes going long after the sun sets.

Medium Budget ($500 - $2,000):

  • Pergola or Shade Structure: Turn your patio into a retreat from the sun with a sturdy pergola.
  • Outdoor Seating: Upgrade that old patio furniture for something a bit more comfortable and weather-resistant. 

Tip: Make sure you can secure furniture pieces like cushions to ensure they don’t fly away during those crazy monsoon storms!

Big Budget ($2,000+):

  • Custom Fire Pit: Perfect for cool desert evenings, a fire pit makes any backyard feel like a campsite.
  • Outdoor Kitchen Setup: From grills to countertops, take your backyard barbecues up a notch.

Tip: With a Summer Loan from Hughes, those dream projects are within reach.

Making Big Plans Without the Big Price Tag

Big summer dreams don’t have to come with big stress. A Summer Loan lets you fund your adventures, home projects, and road trips with terms that make sense for your budget. Forget the high-interest rates of credit cards, Hughes gives you the flexibility to pay over time with a One Low Rate™. Hughes offers competitive rates and terms that fit your life, not the other way around. 

Start Making Memories Today

The best memories don’t just happen; sometimes, they need a little planning (and a little financing). With the Hughes Summer Loan, you can make those summer dreams a reality without the financial hangover. Learn more about Hughes' Summer Loan and start planning your best summer yet.

Deadline to apply August 31, 2025.