Taking you further with service you can count on.

At Hughes Federal Credit Union, we're a member-owned, not-for-profit credit union serving Tucson and communities across Southern Arizona.

Our mission is to provide superior, personalized service and quality financial products to our members while maintaining long-term financial strength.

As a credit union, we exist to serve—not to generate profits for shareholders. Every decision we make is guided by the philosophy of people helping people, so we can support you at every stage of your financial journey.

Who We Are

Hughes Federal Credit Union is a local, member-owned financial institution focused on helping individuals and families achieve their financial goals.

We offer a full range of financial services, including:

  • Checking and savings accounts
  • Auto loans and refinancing
  • Credit cards
  • Home loans and HELOCs
  • Online and mobile banking

With competitive rates, fewer fees, and personalized service, we're committed to delivering real value to our members.

Our Mission

To provide superior personalized service and high-quality financial products to our field of membership while maintaining long-term financial stability.

Our Story

Hughes Federal Credit Union was founded in 1952 in Tucson, Arizona, to serve employees of Hughes Aircraft Company and their families.

Over the years, we've expanded through partnerships and mergers, growing our membership while staying true to our core values of service, trust, and community.

Today, Hughes serves more than 189,000 members and manages over $2.6 billion in assets, making us one of the larger credit unions in Arizona.

Why Choose Hughes Federal Credit Union?

Choosing a credit union means choosing a financial partner that puts you first.

At Hughes, that means:

  • Personalized service tailored to your needs
  • Competitive rates and lower fees
  • Local decision-making and community commitment
  • Convenient digital banking tools
  • A focus on long-term financial well-being

We're here to help you take the next step, whether that's buying a car, building savings, or planning for the future.

Is My Money Safe at a Credit Union?

Yes. Hughes Federal Credit Union is federally insured by the National Credit Union Administration (NCUA), a U.S. government agency.

  • Deposits are insured up to $250,000 per account ownership category
  • Individual Retirement Accounts (IRAs) are insured separately
  • The National Credit Union Share Insurance Fund (NCUSIF) protects member deposits

We are committed to maintaining strong financial stability to protect our member and their financial future.

Who Can Join Hughes Federal Credit Union?

Membership is open to individuals who live, work, worship, or attend school in Tucson and surrounding Southern Arizona communities. Joining a credit union gives you access to personalized financial services and the benefits of member ownership.

Board of Directors & Supervisory Committee

Hughes Federal Credit Union is governed by a volunteer Board of Directors and Supervisory Committee. These members play an active role in guiding the credit union's direction, ensuring we remain aligned with our mission, values, and commitment to serving our membership.

Meet our Board of Directors & Supervisory Committee.


Why Members Trust Hughes

For more than 70 years, Hughes has helped Southern Arizona move forward with confidence. Built on a foundation of trust, service and community impact, Hughes has earned recognition for its commitment to member value and service, including being named among the best credit unions in the state by Forbes. As a member-owned credit union, we remain committed to financial strength, trusted service and helping our members go further.


Annual Reports

Download recent Hughes Federal Credit Union Annual Reports.