Fast Response
Once we receive your application, we’ll contact you promptly to get everything finalized.
Auto Financing for New and Used Vehicles
Whether you're buying or refinancing, Hughes makes auto financing simple and convenient, helping you move forward with confidence.
Why Choose Hughes?
- Finance new and used vehicles
- Get pre-approved before you shop
- Apply online in minutes
- Work with a trusted local credit union
- Receive personalized support throughout the process
Ready to Get Started?
- Apply online in minutes
- Get pre-approved before visiting a dealership
- Shop with confidence knowing your budget
- Work with a local team that puts members first
Rates
5.95% to 13.95% APR*
Car & Truck (New & Used)
Features & Benefits
- A great fixed rate
- Flexible terms
- Term up to 7 years (84 months)
- Submit a Debt Protection Claim
Vehicle Protection & Coverage
- Guaranteed Asset Protection (GAP)
- Debt Protection
- Vehicle Service Contracts
Additional Resources
Pre-Approved Before You Shop
Know your budget and shop with confidence.
Easy Application Process
Apply online in minutes from wherever you are.Disclosures
Effective Date: 09-01-2026
APR = Annual Percentage Rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Advertised “as low as” annual percentage rates assume excellent borrower credit history. Your rate and/or term may vary depending on credit qualifications, amount financed, and other factors. The lowest rate shown is for well-qualified borrowers. All loans are subject to final credit approval. Rates and terms are subject to change at any time. Please contact a Credit Union employee for further information.
Fixed APR Example: A loan of $25,000 for 72 months at 5.95% fixed APR will have a monthly payment of $413.73.
For consumer use only. Not for dealers/brokers or commercial use.
Hughes Federal Credit Union, 971 W. Wetmore Rd, Tucson, AZ 85705.