Here are some commonly asked questions we receive. If you don't find it here, use the Search bar above.
Hughes Routing Number is 322174944
Hughes Federal Credit Union
PO Box 11900
Tucson, AZ 85734
Business hours vary by location. Check the Location Finder to see the hours at a particular Hughes branch.
The Contact Center is available to take your call 9am–5pm (Monday–Thursday) / 9am–6pm (Friday) at 520-794-8341.
Hughes branches are closed the following holidays
Hughes offers a number of ways to make your car payment. Visit the Make a Payment page for details
Yes. Notary service is available to Hughes members at no charge. Stop by any Hughes branch during regular business hours.
To change your Hughes debit card PIN, bring your card to any Hughes branch during business hours and speak with the receptionist.
(Not available at Voyager Branch location)
Use our Location Finder to search for a CO-OP Shared Branch or surcharge-free ATM near you.
Current loan rates are listed on each Loan Product page. Or you can download the Loan Rate list (PDF).
Find the appropriate Fraud form and follow the instructions.
The easiest option is to have all current membership owners come into a branch together to complete the necessary documentation. A member service representative will walk you through the process.
If everyone isn't available to visit a branch:
You may come into any of our branches or call and request that the forms be mailed to you.
NOTE: If the joint owner is a co-borrower on an outstanding loan, we may not be able to remove them from the membership.
First you will need to login to Online Banking, click on the Accounts tab and then click on Credit Card. Have your Hughes credit card number handy and register your card. You may view your credit card online anytime you are in Online Banking on your computer. Credit card online is not available on the mobile app at this time.
Click the "Forgot Your Password?" link at Online Banking to reset your password. You will be prompted to answer a security question and/or to authenticate via text or voice mail to confirm your identity. You can then reset your password.
For your security, we require a complex password. This password must be a minimum of 8 characters (maximum 32 characters). It must include the following: one or more upper case letters, one or more lower cases letters, one or more numbers, one or more special characters. Example: H9g43$Fcu.
To set up direct deposit at your work, contact your employer's payroll department and provide the following information:
Hughes Federal Credit Union
PO Box 11900
Tucson AZ 85734
Routing Number: 322174944
Your member number and whether the deposit is going into your Checking or Main Share savings. If the deposit is going into your Daily Savings, please include -08 after your member number.
Social Security recipients can call the Social Security Administration at 800-772-1213 or go to ssa.gov to have funds directly deposited into their Hughes account.
The easiest way is to enroll in Online Banking. Once you are logged on to Online Banking, you can click on the check number and view a copy of the check displayed, which you are then able to print. This is a free service for our members.
You may visit one of our branches or call the credit union at 520-794-8341 to place an order for the check copy(ies). Depending on the amount of research needed to complete your request, you may be charged fees – typically $3.00 per check and research fees are $15.00 per hour.
Yes. Login to Online Banking, click Accounts > eStatements > Documents and select your current statement. On the drop-down menu at the top, select the tax form.
If you did not receive your tax forms, it could be for one of the following reasons:
If none of these three reasons apply to your membership, please call 520-794-8341 to submit a request for a duplicate tax form. Please have your member number and phone access password available when you call.
If you write a check, use your debit card, or have an electronic withdrawal (ACH) overdraw your account, Overdrawn Protection will automatically transfer money from your Main Share Savings to your Checking PLUS or Checking account. This service is free to use, but these types of transfers from the Main Share Savings are limited to no more than six a month under Regulation D. We suggest opening a Daily Savings account, Line of Credit, or Home Equity Line of Credit to avoid reaching your Regulation D limit and getting charged a $30 fee.
If you don't have enough money to cover your transaction with any of your Overdrawn Protection accounts, that’s when Overdraft Privilege kicks in – available for Checking PLUS and Checking Accounts. That means Hughes will pay the item for you, saving you the embarrassment and inconvenience of bouncing a check, missing your loan payment, or not being able to pay for your meal. There is a $30 fee for each transaction paid with Overdraft Privilege.
Overdraft Privilege covers checks and electronic withdrawal (ACH) transactions. You can also opt in to extend your Overdraft Privilege to cover ATM and one-time debit card transactions as well by visiting a branch near you or calling us at 520-794-8341.
NOTE: Checking PLUS accounts come with up to $750 Overdraft Privilege and Checking accounts come with up to $600 (including fees). Payment by Hughes is a discretionary courtesy and not a right of the account holder or an obligation of Hughes. Some restrictions apply.
Regulation D (Reg D) is a federal rule that puts a limit of six (6) transactions per calendar month on certain transfers and withdrawals from some savings or money market accounts. Learn more about Reg D.