Banking | Checking | Free | No Fee | Direct Deposit | Interest Earning

Personal Banking

Checking Accounts

The right checking for you. Never a “minimum balance.”

Datatrac SealHughes Federal Credit Union has checking accounts designed to meet your needs and preferences. Our Checking PLUS account comes with Benefits Plus® which offers savings on many products and services. You’ll receive cell phone repair coverage, Identity Theft & Security Center featuring Restoration Rescue®, gift card discounts, cash back on travel, shopping, and dining, PLUS much more! Try it free for 90 days.1 Looking for no monthly fee? Our Checking may be just right for you.

Whichever checking you choose, there is never a minimum balance requirement. Just one more reason to choose Hughes – and choose our checking!

Don't have a Hughes account?

Open a New Hughes  Account

Do you already have a Hughes Checking account?

Hughes Members Upgrade to Checking PLUS

You may also call us at 520-794-8341 or stop by any of our branches during regular business hours!

Checking Account Comparison Chart

Effective October 1, 2018
 

Checking PLUS

Checking

Prospective Dividends and Annual Percentage Yield Rates (APY)

0.15% / 0.15%

0.15% / 0.15%

Monthly Fee

$5.95
Free 90-day no-obligation trial

None

Overdraft Privilege

$750 limit

$600 limit

No Minimum Balance*

Checking Chart Check Mark

Checking Chart Check Mark

First 25 Checks Free

Checking Chart Check Mark

Checking Chart Check Mark

Overdrawn Protection

Checking Chart Check Mark

Checking Chart Check Mark

No-Fee Visa® Debit Card

Checking Chart Check Mark

Checking Chart Check Mark

Direct Deposit

Checking Chart Check Mark

Checking Chart Check Mark

No Per-Check Fees

Checking Chart Check Mark

Checking Chart Check Mark

Unlimited Check Writing

Checking Chart Check Mark

Checking Chart Check Mark

Online Banking

Checking Chart Check Mark

Checking Chart Check Mark

Mobile Banking

Checking Chart Check Mark

Checking Chart Check Mark

Free Online and Mobile Bill Pay

Checking Chart Check Mark

Checking Chart Check Mark

Text Banking

Checking Chart Check Mark

Checking Chart Check Mark

Unlimited Use of Hughes ATMs

Checking Chart Check Mark

Checking Chart Check Mark

Unlimited Non-Proprietary ATM Withdrawals
(Bank surcharges may apply)

Checking Chart Check Mark

Checking Chart Check Mark

Visa® Merchant Offers

Checking Chart Check Mark

Checking Chart Check Mark

Free Official Checks

Checking Chart Check Mark

Checking Chart X Mark

Free Traveler Checks

Checking Chart Check Mark

Checking Chart X Mark

Annual Check Order Discount

Checking Chart Check Mark

Checking Chart X Mark

Cell Phone Repair Coverage2
Receive up to $600 reimbursement for damaged phone repair on eligible devices.

Checking Chart Check Mark

Checking Chart X Mark

Identity Theft Restoration Service3
Restoration Rescue®

Checking Chart Check Mark

Checking Chart X Mark

Extended Repair Warranty
Eligible consumer merchandise gets automatic coverage that extends the manufacturer’s original warranty up to one additional year.

Checking Chart Check Mark

Checking Chart X Mark

TicketXpress Discounts
Save up to 50% on Movies, Theme Parks, Concerts, Sports and Theater Events

Checking Chart Check Mark

Checking Chart X Mark

Gift Card Discounts
Save 5%-15% on Gift cards and instant eGift cards to Amazon, Home Depot, CVS, Kohl's, Lowes, GameStop, Gap, Old Navy, iTunes, Macy's and many others.

Checking Chart Check Mark

Checking Chart X Mark

Hotels
5% Cash Back
Guaranteed Lowest Price
Specially Negotiated Rates

Checking Chart Check Mark

Checking Chart X Mark

Air Travel
3% Cash Back
Guaranteed Lowest Price
$100,000 Automatic Flight Insurance

Checking Chart Check Mark

Checking Chart X Mark

Car Rentals
5% Cash Back
Guaranteed Lowest Price
Specially Negotiated Rates

Checking Chart Check Mark

Checking Chart X Mark

Cruises
5% Cash Back
Guaranteed Lowest Price
Specially Negotiated Rates

Checking Chart Check Mark

Checking Chart X Mark

Cash Back Shopping Rewards
Shop and save at thousands of online retailers. You earn cash back on everyday purchases, including Best Buy, Staples, Target, Walmart, Old Navy, Petco and over 3,000 other merchants. 

Checking Chart Check Mark

Checking Chart X Mark

Dining Discounts
Save 10% on instant eGift cards to restaurants such as Panera Bread, Outback, The Cheesecake Factory, P.F. Chang's, Chili's, IHOP and more.

Checking Chart Check Mark

Checking Chart X Mark

Costco and Sam's Club memberships
$5 cash back on new memberships and annual renewals

Checking Chart Check Mark

Checking Chart X Mark

PLUS, much, much more!
See complete details at Benefits Plus.

Checking Chart Check Mark

Checking Chart X Mark

Don't have a Hughes account?

Open a New Hughes  Account

Do you already have a Hughes Checking account?

Hughes Members Upgrade to Checking PLUS

You may also call us at 520-794-8341 or stop by any of our branches during regular business hours!


 

Checking Account dividends compounded daily and credited monthly except where notated.

1A $5.95 monthly fee applies after the free 90-day no obligation trial period. You may cancel any time by contacting the credit union by phone at 520-794-8341 Local / 800-253-8245 Outside Tucson, by secure email form, or in person at any Hughes branch location. 2The Cellular Care Coverage Plan automatically begins 30 days from your date of enrollment. 3Restoration Rescue® identity theft restoration coverage begins 10 business days after activation.

*This is the minimum balance required to open an account and the minimum balance to earn the posted Annual Percentage Yield (APY). The Dividend Rates and Annual Percentage Yield (APY) are variable rates. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be declared in advance. Rates and terms are subject to change at any time. Please contact the Credit Union for further information.

Hughes Federal Credit Union has selected Generations Gold, Inc., a fully independent third-party benefits provider, to provide travel and other discounted services on an exclusive basis directly to Benefits Plus® members. The credit union assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc. and its independent service or benefits providers. Discounts received through the Program may not be used in conjunction with any other discounts. Benefits and services available through the Program are subject to change without notice. Not all plans and discounts are available in all areas. The descriptions herein are summaries only and intended for informational purposes only and do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Most products through TicketXpress are available for eRedemption. Some exclusions apply. You can view the complete terms, conditions, exclusions and complete program details by visiting benefits-plus.org or by calling 1.866.329.7587. Generations Gold, Inc. is not insured by any Federal Government Agency. All rights reserved, Generations Gold, Inc. © 2018

Back to Top