The everyday checking option.

A checking account that grows your money.

Does your checking account give back? If you have money in the bank your money could be earning interest each month. Make the switch and discover a checking option that works for you.

Features & Benefits

  • Free Visa Debit Card
  • Free Unlimited Bill Pay
  • No monthly fee
  • No minimum balance
  • Overdraft Protection
  • Overdraft Privilege (up to $600)
  • Online and Mobile Banking


  • 0.15% APY*
*APY = Annual Percentage Yield. Checking Account dividends compounded daily and credited monthly except where notated. The Dividend Rates and Annual Percentage Yield (APY) are variable rates. Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be declared in advance. Rates and terms are subject to change at any time. Please contact the Credit Union for further information.

Why Checking ?

Checking made easy.

Easy Application Process

Easy Application Process

Skip the branch visit and apply online!
No Prepayment Penalties Icon

Free Checking

Enjoy no monthly fees.

Overdraft Privilege

Overdraft Privilege of $600 available.


Checking Account Frequently Asked Questions

To re-order checks, go to You will need your Hughes Account Number and the Hughes Routing Number 322174944

It’s easy! Just provide your employer with our routing number 322174944 and your member number.

You can set up Overdraft Protection from your Main Share Savings or Daily Savings which will automatically transfer funds to your checking if it is overdrawn. You can also apply for an overdraft Line of Credit.

Important: The Main Share Savings account is subject to Regulation D, which limits the account to no more than 6 electronic transfers per month. Due to this limitation, we recommend the Daily Savings and/or Line of Credit for Overdraft Protection.

Yes! Log into your Online Banking and under Services Menu, click to Open Account.

Visit our application status portal to check the status of your application, upload documents, or send us questions or comments.