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About Us

Our Mission Means Everything to Us

To provide superior personalized service and high quality financial products to our field of membership while maintaining our long-term financial stability. We support the National Credit Union philosophies of "People Helping People" and "Not for Profit, Not for Charity, But for Service."

Service Mission

Always make a positive difference in each member's financial life.

Our pledge to our members and each other:

  • I will provide an immediate and friendly greeting.

  • I will listen and respond to your request quickly.

  • I will take ownership of the situation.

  • I will provide accurate information.

  • I will provide information that will improve your financial life.

  • I will thank you for your business.


The Benefits of Being a Member

Hughes Federal Credit Union is a member-owned, not-for-profit financial cooperative. We exist to serve our members. Instead of paying stockholders, we return our profits to members through higher savings rates, lower loan rates, free interest-earning checking, and fewer and lower fees. Each member votes to elect members of our volunteer board of directors.

The National Credit Union Administration (NCUA), backed by the full faith and credit of the U.S. government, insures your savings for up to $250,000. Hughes has been accredited by the Better Business Bureau with an A+ rating since 1974.

To see a full list of the member benefits click here.


Who Can Join?

It's easy to become a Hughes Federal Credit Union member, where we offer free checking and savings, loans, financial planning and much, much more.

Anyone who lives, works, worships or attends school in Tucson, Arizona, is eligible to join Hughes.

Our goal is to make a positive difference in each member's financial life. Hughes members receive higher dividends on deposits, lower loan rates and fewer fees than at banks and other financial institutions.

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Credit Unions Were Made for the People

The credit union movement began more than 150 years ago in Flammersfeld, Germany, with the simple idea of people pooling their money and lending it to one another. In 1909 credit unions began to open in the United States. Leagues were formed in each state to help credit unions with financial and legal advice, organization and state legislation. The Mountain West Credit Union Association is the regional trade association representing 154 member credit unions and 3.2 million credit union members throughout Arizona, Colorado and Wyoming.

Credit unions in the United States also receive support from the Credit Union National Association (CUNA) and worldwide from the World Council of Credit Unions.

Today, there are credit unions are in 100 countries serving more than 196 million members. Each year, credit unions around the world together celebrate the credit union difference on International Credit Union Day, which is the third Thursday in October.

Hughes Federal Credit Union's Rich History of Service

Hughes Federal Credit Union was formed in 1952 in Tucson to serve the financial needs of Hughes Aircraft Company (now Raytheon Missile Systems Company) employees and their families.

In 1992, we merged with Arizona Transportation Credit Union, which served Union Pacific Railroad employees and more than 400 other select employee groups in Phoenix and Tucson.

In 2001, the National Credit Union Administration approved Hughes Federal Credit Union to serve the underserved community in Tucson providing membership eligibility to anyone who lives, works, worships or attends school in Tucson.

Hughes Federal Credit Union serves more than 78,000 members from more than 600 employer groups with our branch offices in Tucson and has more than $760 million in assets. We are strong and stable and are considered one of the finest credit unions in southern Arizona.

Follow us on Facebook or Twitter for community updates and ways you can get involved, or view our list of our community partnerships.

The Better Business Bureau gives the credit union an A+ rating, and Hughes has been accredited since 1974.


Safety and Soundness

Your funds are safe and secure through the National Credit Union Administration (NCUA), a federal government agency. To learn more, view the NCUA Share Insurance Estimator or view the Credit Unions Safe and Sound Video.

As a federal credit union, we're insured by the National Credit Union Administration (NCUA), a federal government agency. Your savings are insured up to $250,000 by the NCUA. IRAs are insured separately up to $250,000. Click here for more information about the NCUA and How Your Accounts are Insured. Since we don't pay outside stockholders, we work hard to maintain our philosophy of keeping loan rates low and charging lower or no fees for our products and services.

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