Rates & Fees

Download printable lists of our current rates and fees.

Checking & Savings

Minimum Balance Dividend Rate Annual Percentage Yield (APY)
Health Savings Account None 0.50% 0.50%
Checking PLUS None 0.15% 0.15%
Checking Accounts | Checking | None None 0.15% 0.15%

Savings Account

Minimum Balance Dividend Rate Annual Percentage Yield (APY)
Ultimate Money Market Savings $150,000 1.25% 1.26%
Premium Money Market Savings $75,000 1.00% 1.01%
High Yield Money Market Savings $1,000 0.75% 0.75%
Holiday Club Savings None 0.25% 0.25
Daily Savings $0.01 0.25% 0.25%
Main Share Savings $50.00 0.25% 0.25%
You Name It Savings $0.01 0.25% 0.25%

Individual Retirement Accounts (IRA)

Minimum Balance Dividend Rate Annual Percentage Yield (APY)
Roth IRA $100 1.00% 1.01%
Traditional IRA $100 1.00% 1.01%
Individual Retirements Accounts (IRA) | SEP IRA | $100 $100 1.00% 1.01%

Certificate Accounts (Term Share)

Minimum Balance Dividend Rate Annual Percentage Yield (APY)
24 Month Certificate Account (Mini-Jumbo) $50,000 2.40% 2.43%
24 Month Certificate Account $1,000 2.30% 2.33%
29 Month Certificate (Mini-Jumbo) $50,000 2.80% 2.84%
12 Month Certificate Account $1,000 1.35% 1.36%
12 Month Certificate Account (Jumbo) $99,000 1.55% 1.56%
24 Month Certificate Account (Jumbo) $99,000 2.50% 2.53%
29 Month Certificate Account $1,000 2.70% 2.74%
36 Month Certificate (Mini-Jumbo) $50,000 2.95% 2.99%
6 Month Certificate Account $1,000 1.10% 1.11%
6 Month Certificate Account (Jumbo) $99,000 1.30% 1.31%
36 Month Certificate Account $1,000 2.85% 2.89%
36 Month Certificate (Jumbo) $99,000 3.05% 3.10%
6 Month Certificate Account (Mini-Jumbo) $50,000 1.20% 1.21%
29 Month Certificate (Jumbo) $99,000 2.90% 2.94%
12 Month Certificate Account (Mini-Jumbo) $50,000 1.45% 1.46%

Youth Certificate Accounts (Term Share)

Minimum Balance Dividend Rate Annual Percentage Yield (APY)
24 Month Youth Certificate Account $100 1.25% 1.26%
6 Month Youth Certificate Account $100 0.80% 0.80%
36 Month Youth Certificate Account $100 1.35% 1.36%
12 Month Youth Certificate Account $100 0.90% 0.90%

IRA Certificate Accounts (Term Share)

Minimum Balance Dividend Rate Annual Percentage Yield (APY)
24 Month IRA Certificate Account $1,000 2.50% 2.53%
36 Month IRA Certificate Account (Mini-Jumbo) $50,000 3.10% 3.15%
12 Month IRA Certificate Account (Mini-Jumbo) $50,000 1.50% 1.51%
36 Month IRA Certificate Account (Mini-Jumbo) $50,000 2.55% 2.58%
24 Month (Jumbo) IRA Certificate Account $99,000 2.60% 2.63%
12 Month IRA Certificate Account $1,000 1.45% 1.46%
36 Month IRA Certificate Account $1,000 3.05% 3.10%
36 Month (Jumbo) IRA Certificate Account $99,000 3.15% 3.20%
12 Month (Jumbo) IRA Certificate Account $99,000 1.55% 1.56%

Loans

Car & Truck Loans (New & Used)

Rate Type Annual Percentage Yield (APR)
Car & Truck Loan Adjustable 5.75%
Car & Truck Loan Fixed 5.50%
Car & Truck Loan Adjustable 4.75%
Car & Truck Loan Fixed 6.50%

Motorcycle & ATV Loans (New & Used)

Rate Type Annual Percentage Yield (APR)
Motorcycle & ATV Loan Adjustable 5.50%
Motorcycle & ATV Loan Fixed 7.25%
Motorcycle & ATV Loan Fixed 6.25%
Motorcycle & ATV Loan Adjustable 6.50%

Mortgages

Rate Type Annual Percentage Yield (APR)
15 Year Conventional Loan Adjustable Call for current rates
30 Year Conventional Loan Adjustable Call for current rates
ARM Adjustable Call for current rates
30 Year Conventional Fixed Call for current rates
FHA Loan Adjustable Call for current rates
VA Loan Adjustable Call for current rates
FHA Loan Fixed Call for current rates
VA Loan Fixed Call for current rates
15 Year Conventional Loan Fixed Call for current rates

Home Equity Line of Credit (HELOC)

Rate Type Annual Percentage Yield (APR)
Home Equity Line of Credit Adjustable 7.50%
Credit Builder Home Equity Line of Credit Adjustable 12.00%
Home Equity Line of Credit Adjustable 6.50%

Line of Credit

Rate Type Annual Percentage Yield (APR)
Rental Property Line of Credit Adjustable 8.50%
Land Line of Credit Adjustable 8.50%
Vacation Property Line of Credit Adjustable 8.50%