When you know what you need and want it handled
Some expenses aren't ongoing. They're one-time, and you just want to take care of them.
A signature loan gives you a fixed amount upfront, with a set payment schedule so you know exactly what to expect.
When people usually use this
- A large purchase
- Medical expenses
- Travel plans
- Consolidating higher-interest debt
What to expect
- Borrow up to $25,000
- No collateral required
- Fixed rate and predictable monthly payments
Where it fits
This tends to be the better option if:
- You know exactly how much you need
- You prefer a clear payoff timeline
- You want consistent monthly payments
Rates
As low as 11.75% APR*
Signature Loan
Features & Benefits
- No collateral needed
- Borrow up to $25,000
- Fixed rate
Fast Response
Once we receive your application, we’ll contact you promptly to get everything finalized.
Flexible Terms
Up to 72 months (6 years)Disclosures
Effective Date: 10-01-2026
*APR = Annual Percentage Rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Advertised “as low as” annual percentage rates assume excellent borrower credit history. Your rate and/or term may vary depending on credit qualifications, amount financed, and other factors. The lowest rate shown is for well-qualified borrowers. All loans are subject to final credit approval.
Rates and terms are subject to change at any time. Please contact a Credit Union employee for further information.
Fixed Rate Example: A loan amount of $10,000 for 60 months at 11.75% fixed APR will have a monthly payment of $221.18.
No collateral needed. All loans subject to approval. Certain restrictions may apply. Rate based on creditworthiness and subject to change. The disclosed rates are based upon your credit score and other loan qualifications. Contact Hughes Federal Credit Union for additional information.