Refinance Your Auto Loan and Save
Refinance your vehicle loan at Hughes Federal Credit Union and lower your monthly payment. And you can do it all online – no need to come in to a branch.
One Low Rate
We don’t switch loan rates based on your credit score. The rates we offer are simply one rate for all approved applicants. Save money and lower your monthly payment with our fixed or adjustable auto rate.
Apply online today.
Features & Benefits
- A great fixed or adjustable rate
- Flexible terms
- Speedy turnaround
- Term up to 7 years (84 months)
Optional Services
Rates
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4.75% APR*Adjustable Rate (Up to 72 Months)
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5.50% APR*Fixed Rate (Up to 72 Months)
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5.75% APR*Adjustable Rate (84 Months)
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6.50% APR*Fixed Rate (84 Months)
Effective Date: 01-01-2020
*Annual Percentage Rate (APR) and loan terms can affect your monthly payments. Use a Hughes Financial Calculator to calculate payment amounts for fixed rate loans.
Fixed APR Example: A loan of $25,000 for 84 months at 6.50% fixed APR will have a monthly payment of $371.24.
Adjustable APR Example: A loan of $25,000 for 84 months at 5.75% adjustable APR will have a monthly payment of $362.23.
All loans subject to approval. Certain restrictions may apply. Rate based on creditworthiness and subject to change. The disclosed rates are based upon your credit score and other loan qualifications. A down payment may be required. Contact Hughes Federal Credit Union for additional information.
Hughes Federal Credit Union, 971 W. Wetmore Rd., Tucson, AZ 85705.
Speedy Turnaround
Once we receive your application, we’ll contact you promptly to get everything finalized.
Flexible Terms
Up to 84 months.FAQ
Vehicle Loan Refinancing Frequently Asked Questions
We offer several options to repay your loan.
Visit our application status portal to check the status of your application, upload documents, or send us questions or comments.
Yes, we require full coverage insurance with comprehensive and collision deductibles of $1,000 or less.
Yes. You will need to provide your insurance company with the following lienholder information:
Hughes Federal Credit Union
PO Box 461385
San Antonio TX 78246-1385
San Antonio TX 78246-1385
Phone: 1-888-667-9103
Fax: 1-866-736-9183
Email: HughesFCU@imcovered.com
Website: imcovered.com/hughesfcu
The adjustable rate is set by the credit union and is not tied to a prime index. Even though a rate may change during the life of the loan, the payment remains the same so you can continue staying on track with your budget. We fluctuate the term of the loan instead.