Recreational Vehicle Loans

Motorhomes, Campers, Boats and More

Answer the call from the open road!

Our Recreational Vehicle Loan can be used for the purchase, refinance and/or equity cash out of a recreational vehicle (RV). This also includes Motorhomes, Travel Trailers, 5th Wheels, Camper/Tent Trailers, Boats / Boat Trailers, Jet Skis, Aircraft and more.

Take advantage of our competitive rates and enjoy the great outdoors. Whether you’re into river rafting or cross-country traveling, begin your excursion with Hughes.

Features & Benefits

  • A great fixed or adjustable rate
  • Flexible terms
  • Speedy turnaround
  • Financing for new and used 
  • Term up to 15 years (180 months)

Rates

  • 7.00% APR*
    Recreational Vehicle Loan (Adjustable Rate)
  • 7.75% APR*
    Recreational Vehicle Loan (Fixed Rate)

*APR = Annual Percentage Rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Rates and terms are subject to change at any time. Please contact the Credit Union for further information.

Why Recreational Vehicle Loans ?

We make it easy.

One Low Rate Icon

One Low Rate

We don’t switch loan rates based on your credit score. Just one interest rate for all approved applicants.
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Flexible Terms

Up to 15 years (180 months)
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Speedy Turnaround

Once we receive your application, we’ll contact you promptly to get everything finalized.  

FAQ

RV, Camper, 5th Wheel, Boat Loan Frequently Asked Questions

You must qualify for membership, have a credit score of at least 581. Your debt-to-income will also be evaluated as well as the loan-to-value.

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Friends of the Green Valley Public Library
    • Tucson Audubon Society

When you apply for a loan with Hughes, you'll be asked to provide your personal information such as name, address, Social Security number, employment information, income, U.S. citizenship status and email address.

For refinance loans, we’ll need specific vehicle information such as make, model, year, mileage and vehicle identification number (VIN).

Yes.
No.

Yes, we require full coverage insurance with comprehensive and collision deductibles of $1,000 or less. 

Yes. You will need to provide your insurance company with the following lienholder information: 

Hughes Federal Credit Union 
PO Box 461385
San Antonio TX 78246-1385 

Phone: 1-888-667-9103
Fax: 1-866-736-9183
Email: HughesFCU@imcovered.com
Website: imcovered.com/hughesfcu