Recreational Vehicle Loans

Motorhomes, Campers, Boats and More

Answer the call from the open road!

Our Recreational Vehicle Loan can be used for the purchase, refinance and/or equity cash out of a recreational vehicle (RV). This also includes Motorhomes, Travel Trailers, 5th Wheels, Camper/Tent Trailers, Boats / Boat Trailers, Jet Skis, Aircraft and more.

Take advantage of our competitive rates and enjoy the great outdoors. Whether you’re into river rafting or cross-country traveling, begin your excursion with Hughes.

Features & Benefits

  • A great fixed or adjustable rate
  • Flexible terms
  • Speedy turnaround
  • Financing for new and used 
  • Term up to 15 years (180 months)


  • 7.00% APR*
    Recreational Vehicle Loan (Adjustable Rate)
  • 7.75% APR*
    Recreational Vehicle Loan (Fixed Rate)
Effective Date: 01-01-2020

*Annual Percentage Rate (APR) and loan terms can affect your monthly payments. Use a Hughes Financial Calculator to calculate payment amounts for fixed rate loans. 

Fixed APR Example: A loan of $40,000 for 180 months at 7.75% fixed APR will have a monthly payment of $376.51.

Adjustable APR Example: A loan of $40,000 for 180 months at 7% adjustable APR will have a monthly payment of $359.53.

All loans subject to approval. Certain restrictions may apply. Rate based on creditworthiness and subject to change. The disclosed rates are based upon your credit score and other loan qualifications. A down payment may be required. Contact Hughes Federal Credit Union for additional information.

Hughes Federal Credit Union, 971 W. Wetmore Rd., Tucson, AZ 85705.

Why Recreational Vehicle Loans ?

We make it easy.

One Low Rate Icon

One Low Rate

We don’t switch loan rates based on your credit score. Just one interest rate for all approved applicants.

Flexible Terms

Up to 15 years (180 months)

Speedy Turnaround

Once we receive your application, we’ll contact you promptly to get everything finalized.  


RV, Camper, 5th Wheel, Boat Loan Frequently Asked Questions

You must qualify for membership, have a credit score of at least 581. Your debt-to-income will also be evaluated as well as the loan-to-value.

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Friends of the Green Valley Public Library
    • Tucson Audubon Society

When you apply for a loan with Hughes, you'll be asked to provide your personal information such as name, address, Social Security number, employment information, income, U.S. citizenship status and email address.

For refinance loans, we’ll need specific vehicle information such as make, model, year, mileage and vehicle identification number (VIN).


Yes, we require full coverage insurance with comprehensive and collision deductibles of $1,000 or less. 

Yes. You will need to provide your insurance company with the following lienholder information: 

Hughes Federal Credit Union 
PO Box 461385
San Antonio TX 78246-1385 

Phone: 1-888-667-9103
Fax: 1-866-736-9183