Main Share Savings Account

Preparing for a child's future has never been so easy.

It's never too early to save for tomorrow.

Teach your child the value of saving and take the first steps toward building a college fund with a Main Share Savings Account.  

A Main Share Savings Account is a perfect way to save for college expenses, a car, or whatever your financial goal may be. 

Make Sure You're Prepared:

  • As a parent or guardian, you'll need to go along with your child to help them open the account
  • Bring your ID and a copy of your child's Social Security card
  • See FAQs below for details

Rates

0.05% APY*
Main Share Savings

Features & Benefits

  • No monthly service fees            
  • Competitive rates
  • Direct deposit/Auto transfer set up
  • Access to MoneyCoach for Students

Why Main Share Savings Account ?

Instill good saving habits early.

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Value of a Dollar

Gift your child a better understanding of finances. 

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Earn More

Enjoy competitive rates.
No Prepayment Penalties Icon

Pay Less

No monthly services fees.

FAQ

Youth Main Share Savings Account Frequently Asked Questions

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Friends of the Kirk Bear Canyon Library
  • Account must be opened by a Parent, Grandparent, or Legal Guardian who will be a joint owner on the membership
  • Parent/Grandparent/Legal Guardian must have valid, government-issued photo ID (i.e. Driver’s License/ID issued over 30 days ago or current U.S. Passport with signature)
  • Copy of Youth Applicant’s Social Security card
  • If Youth Membership will have a Checking account, Youth Applicant must have valid, government-issued photo ID (Driver’s License/Permit/ID issued over 30 days ago or current U.S. Passport with signature)
  • If Youth Membership will NOT have a checking account but youth member will have savings account access, youth member can present a current school year picture ID 


Contact An Expert

Disclosures

Effective Date: 12-01-2025

*APY = Annual Percentage Yield. Savings dividends are compound daily and credited quarterly. Minimum Balance required to open an account and earn the posted APY. Please reference Share Accounts Information and Disclosure and/or contact a Credit Union employee for additional information. Rates and terms are subject to change at any time. Fees may reduce earnings.