Line of Credit

Great for overdraft protection.
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For the expected and unexpected.

From birthday gifts to emergency car repairs, our low-rate personal line of credit can help you get it done. It can also be used to cover overdrafts on your Checking or Checking PLUS account.

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Rates

16.75% APR*
Line of Credit (Unsecured)

Features & Benefits

Why Line of Credit ?

Money for when you need it.

Easy Application Process

Easy Application Process

Skip the branch visit and apply online!
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Speedy Turnaround

Once we receive your application, we’ll contact you promptly to get everything finalized.  

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Overdraft Coverage

Use your line of credit to cover overdrafts on your checking account.
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FAQ

Line of Credit (Unsecured) Frequently Asked Questions

What are the eligibility requirements to apply for loan?

You must qualify for membership, have a credit score of at least 581. Your debt-to-income will also be evaluated as well as the loan-to-value.

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Friends of the Green Valley Public Library


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Disclosures

Effective Date: 04-01-2026

*APR = Annual Percentage Rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Rates and terms are subject to change at any time and are adjustable. Please contact the Credit Union for further information.