Daily Savings

Access your funds on your schedule.
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It’s your future, save your way.

Designed for members who want regular access to their savings fund, our Daily Savings account lets you access your money at ATMs and point-of-sale machines whenever you need with no limitations.

Avoid unexpected fees and use your Daily Savings account as your overdrawn protection for your checking account.

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Rates

0.05% APY*
Daily Savings

Features & Benefits

  • Access your funds at ATMs and point-of-sale machines 24/7
  • Use as your overdrawn protection for your checking account

Why Daily Savings ?

Save and access on your schedule.

Easy Application Process

Easy Application Process

Skip the branch visit and apply online!
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24/7 Access

Use any time at ATMs and point-of-sale merchants.

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Overdrawn Protection

Use the account as a source for Overdrawn Protection. 
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FAQ

Daily Savings Frequently Asked Questions

Can my Daily Savings be used as Overdraft Protection for my Checking account?

Yes! If your Checking account has insufficient funds, we can automatically transfer available funds from your Daily Savings to cover the item(s). We recommend this savings option for Overdraft Protection since transfers are unlimited.  

If I am already a member, can I open this account online?

Yes! Log in to Hughes and go to Accounts > Open Account.

Can I access my Daily Savings at an ATM?

Yes! With a Hughes Debit or ATM card, the funds in your Daily Savings can be accessed at any ATM.

If I've already applied, how can I check the status of my application?

Visit our application status portal to check the status of your application, upload documents, or send us questions or comments. 

How do I add a joint owner to my account?

If you would like to add a new joint owner to your existing membership you have several options:

  • Use the online Add a Joint Owner Application (fastest and easiest).
  • Come into a branch together and a Member Services Representative can assist you. Be sure to bring one form of ID, being a government issued ID such as a U.S. driver's license.
  • Call 520-794-8341 and request that the form be mailed to you.


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Disclosures

Effective Date: 04-01-2026

*APY = Annual Percentage Yield. Savings dividends are compounded daily and credited quarterly. Minimum Balance required to open an account and earn the posted APY. Please reference Share Accounts Information and Disclosure and/or contact a Credit Union employee for additional information. Rates and terms are subject to change at any time. Fees may reduce earnings.