Put Your Money to Work for You
At Hughes, we offer a path to simply better savings. Take advantage of our 17 – and 30-month Jumbo Certificate Accounts, designed to provide:
- Fixed returns: A guaranteed rate of return with no market risk
- Unmatched security: Your funds are insured by NCUA.
- Flexibility: Tailored terms to fit your financial strategy
- See all Certificate Account rates.
You work hard for your money, so we offer peace of mind alongside our high rates. Hughes rates outperform the Arizona average, earning a Datatrac Great Rate Award.*
With competitive rates and flexible terms, it’s the smart way to grow your wealth. The benefits of a Jumbo Certificate:
- Preserve Your Wealth: Safeguard your principal while earning consistent interest
- Plan for the Future: Whether you’re managing your estate, funding future travels, or supporting loved ones, a CD is a dependable tool.
Seamless Access and Management
Monitor your accounts effortlessly with our online and mobile banking. Track your progress, view earnings, and stay in control – all at your fingertips.
Start putting your money to work for you. Learn more and get started.
The National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA, is dedicated to protecting the deposits of credit union members in the United States. For more information on how we protect your investments, visit our Share Insurance Coverage Overview.
Rates
3.35% APY*
6 Mo. Certificate • $50,000 Min. Balance
3.41% APY*
6 Mo. Certificate • $99,000 Min. Balance
3.72% APY*
12 Mo. Certificate • $50,000 Min. Balance
3.77% APY*
12 Mo. Certificate • $99,000 Min. Balance
3.51% APY*
24 Mo. Certificate • $50,000 Min. Balance
3.56% APY*
24 Mo. Certificate • $99,000 Min. Balance
3.25% APY*
36 Mo. Certificate • $50,000 Min. Balance
3.30% APY*
36 Mo. Certificate • $99,000 Min. Balance
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Excellence in Rates and Award-Winning Service
Independent research firm, Datatrac, confirms: Hughes boasts some of the highest rates in the state. More than just stellar rates, we also provide a partnership that values your financial well-being, offering expert advice and personalized service every step of the way. If you haven’t thought of a credit union for boosting your savings, now is the time.
Competitive Rates
Earn a higher dividend rate than a basic savings account.
24/7 Access
Use any time at ATMs and point-of-sale merchants.
FAQ
Frequently Asked Questions
If you are currently a member, log in to your Hughes Online Banking and review our Share Accounts and Disclosures. If you are not currently a member, please contact a Member Contact Center Representative for more information.
Certificate accounts from credit unions and certificates of deposit (CD) from banks are both high-yield deposit accounts issued for a fixed period of time. These accounts usually earn higher dividends than other savings options.
No, we do not allow partial withdrawals. The account would have to be closed and an early withdrawal penalty would apply.
If you would like to add a new joint owner to your existing membership you have several options:
- Use the online Add a Joint Owner Application (fastest and easiest).
- Come into a branch together and a Member Services Representative can assist you. Be sure to bring one form of ID, being a government issued ID such as a U.S. driver's license.
- Call 520-794-8341 and request that the form be mailed to you.
Visit our application status portal to check the status of your application, upload documents, or send us questions or comments.
Disclosures
*APY = Annual Percentage Yield. Certificate Accounts are compounded daily and credited monthly. Minimum Balance required to open an account and earn the posted APY. There is a substantial penalty for early (premature) withdrawal of Certificate Account funds. The dividend rate and APY on Certificate Accounts are fixed and will not change during the specified period. Please reference Share Accounts Information and Disclosure and/or contact a Credit Union employee for additional information. Fees may reduce earnings.
†Datatrac is an independent, unbiased research firm that specializes in compiling banking industry data for deposit and loan products.