What is AD&D Insurance?

AD&D can pay a cash benefit in the event of a covered accidental death or injury.

Benefits of Coverage

  • Guaranteed acceptance – no doctor visits, health questions, or medical tests
  • Coverage available at a cost-effective, monthly rate
  • You’re protected at home, at work, on vacation, or during travel

Get $1,000 in No-Cost Coverage, paid for you by Hughes Federal Credit Union.

You are also pre-authorized to purchase up to $300,000 of AD&D coverage, underwritten by Minnesota Life Insurance Company. In a few minutes, you can activate important coverage for your loved ones.

You cannot be turned down for this coverage due to age or health. All coverage reduces by 50% at age 70 or older, regardless of age at enrollment. Don’t delay. Remember, you cannot be turned down.

LEARN MORE

Andrea L. Heger, Licensed Insurance Agent #2277322


Frequently Asked Questions

FM - How will my members identify the insurance coverage charge on their statements?

Franklin Madison Group is the third party administrator for the insurance carrier providing premium billing and other services on behalf of the carrier. Franklin Madison facilitates the premium debit or charge and may be indicated on the bill. Please refer all insurance questions to Franklin Madison at 877-629-6037. For faster service please provide the coverage ID located within the billing descriptor (9 digit number starting with 6 or 7) Or visit https://franklin-madison.com/contact-us/

FM SERVICE

Have Insurance Coverage with Franklin Madison?

View your coverage, make payments, initiate the claims process and more!

  • AD&D
  • Hospital Accident Protection
  • Recuperative Care Insurance

Visit the secure self-service portal anytime!

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