What is AD&D Insurance?

AD&D can pay a cash benefit in the event of a covered accidental death or injury.

Benefits of Coverage

  • Guaranteed acceptance – no doctor visits, health questions, or medical tests
  • Coverage available at a cost-effective, monthly rate
  • You’re protected at home, at work, on vacation, or during travel

Get $1,000 in No-Cost Coverage, paid for you by Hughes Federal Credit Union.

You are also pre-authorized to purchase up to $300,000 of AD&D coverage, underwritten by Minnesota Life Insurance Company. In a few minutes, you can activate important coverage for your loved ones.

You cannot be turned down for this coverage due to age or health. All coverage reduces by 50% at age 70 or older, regardless of age at enrollment. Don’t delay. Remember, you cannot be turned down.

LEARN MORE

Andrea L. Heger, Licensed Insurance Agent #2277322

Frequently Asked Questions

FM - How long will it take to process my claim?

The claims are processed within five days of the Plan Administrator receiving the appropriate information and documentation in their offices in Franklin, TN. Once processed, the claim is then forwarded to the underwriter for determination of benefits.

FM SERVICE

Have Insurance Coverage with Franklin Madison?

View your coverage, make payments, initiate the claims process and more!

  • AD&D
  • Hospital Accident Protection
  • Recuperative Care Insurance

Visit the secure self-service portal anytime!

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