What is AD&D Insurance?

AD&D can pay a cash benefit in the event of a covered accidental death or injury.

Benefits of Coverage

  • Guaranteed acceptance – no doctor visits, health questions, or medical tests
  • Coverage available at a cost-effective, monthly rate
  • You’re protected at home, at work, on vacation, or during travel

Get $1,000 in No-Cost Coverage, paid for you by Hughes Federal Credit Union.

You are also pre-authorized to purchase up to $300,000 of AD&D coverage, underwritten by Minnesota Life Insurance Company. In a few minutes, you can activate important coverage for your loved ones.

You cannot be turned down for this coverage due to age or health. All coverage reduces by 50% at age 70 or older, regardless of age at enrollment. Don’t delay. Remember, you cannot be turned down.

LEARN MORE

Andrea L. Heger, Licensed Insurance Agent #2277322


Frequently Asked Questions

FM - How long does it take before I receive my Certificate of Insurance?

It takes about 30 days from the time the enrollment form is received to process and issue the certificate of Insurance.

FM SERVICE

Have Insurance Coverage with Franklin Madison?

View your coverage, make payments, initiate the claims process and more!

  • AD&D
  • Hospital Accident Protection
  • Recuperative Care Insurance

Visit the secure self-service portal anytime!

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