The Hughes Difference

Proudly Serving Our Members Since 1952

For over 70 years, Hughes Federal Credit Union has been dedicated to one simple mission - improving the financial lives of the people we serve. We're not just a financial institution. We're your neighbors, your community, and your partners in building a strong financial future.

You're a Member, Not a Customer.

When you join Hughes, you become part of something bigger. As a not-for-profit financial cooperative, we're owned and governed by our members, people like you who save and borrow here. That means every decision we make is in your best interest, not a stockholder's.

Your Money Works Harder Here.

Because we return profits back to our members, you'll enjoy real, tangible benefits. 
  • One Low Rate® on loans
  • Higher dividends on savings
  • Interest-earning checking accounts
  • Fewer fees and lower ones when they do apply

Everything You Need, Right at Your Fingertips.

We offer a full range of low-cost products and services designed to fit your life, including one simple, low rate on loans, competitive savings options and convenient online and mobile banking so you can manage your money anytime, anywhere.

We're Here to Help You Reach Your Goals.

Whether you're saving for a home, planning for the future, or simply looking for a financial partner you can trust, Hughes is here to take you further, every step of the way.

That's the credit union difference.

Ready to join? We'd love to welcome you.

Frequently Asked Questions

FAQ - Membership Eligibility

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living in the same residence sharing household expenses.
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Kirk Bear Canyon Library

Get started

Opening an account is quick and easy. Here's what you need to get started:

  1. A valid government-issued ID
  2. Your Social Security Number
  3. Your current address
That's it. Visit us at any of our local branches or open an ccount online.

Apply Online

Why Members Trust Hughes

For more than 70 years, Hughes has helped Southern Arizona move forward with confidence. Built on a foundation of trust, service and community impact, Hughes has earned recognition for its commitment to member value and service, including being named among the best credit unions in the state by Forbes. As a member-owned credit union, we remain committed to financial strength, trusted service and helping our members go further.