Starting April 18, our Member Contact Center will only operate during normal business hours while we upgrade our system to provide more knowledgeable member support. For Member Contact Center hours, visit HughesFCU.org/Contact.
The upcoming main navigation can be gotten through utilizing the tab key. Any buttons that open a sub navigation can be triggered by the space or enter key.
The site navigation utilizes arrow, enter, escape, and space bar key commands. Left and right arrows move across top level links and expand / close menus in sub levels. Up and Down arrows will open main level menus and toggle through sub tier links. Enter
and space open menus and escape closes them as well. Tab will move on to the next part of the site rather than go through menu items.
Enjoy a better banking experience on our free mobile app.
For over 70 years, Hughes Federal Credit Union has been dedicated to one simple mission - improving the financial lives of the people we serve. We're not just a financial institution. We're your neighbors, your community, and your partners in building a strong financial future.
You're a Member, Not a Customer.
When you join Hughes, you become part of something bigger. As a not-for-profit financial cooperative, we're owned and governed by our members, people like you who save and borrow here. That means every decision we make is in your best interest, not a stockholder's.
Your Money Works Harder Here.
Because we return profits back to our members, you'll enjoy real, tangible benefits.
One Low Rate® on loans
Higher dividends on savings
Interest-earning checking accounts
Fewer fees and lower ones when they do apply
Everything You Need, Right at Your Fingertips.
We offer a full range of low-cost products and services designed to fit your life, including one simple, low rate on loans, competitive savings options and convenient online and mobile banking so you can manage your money anytime, anywhere.
We're Here to Help You Reach Your Goals.
Whether you're saving for a home, planning for the future, or simply looking for a financial partner you can trust, Hughes is here to take you further, every step of the way.
Have a family / household member who is a member of Hughes: Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child. A household member is a person living
in the same residence sharing household expenses.
Make a small donation to one of the following community Special Interest Groups:
Friends of the Oro Valley Public Library
Friends of the Kirk Bear Canyon Library
You will need the following information to complete an application online or in a branch:
Social Security Number
A valid form of government issued identification more than 30 days old
Previous address if at current address less than two years
Joint Applicant/Co-Borrower information (if applicable)
If applying for membership: Information to fund your new account (existing HFCU member number, account and routing number from another financial institution, or a credit/debit card)
If applying for a loan: Previous employer information (if at current employer less than two years), Proof of income, and Collateral information (secured loan requests only).
If you would like to add a new joint owner to your existing membership you have several options:
Come into a branch together and a Member Services Representative can assist you. Be sure to bring one form of ID, being a government issued ID such as a U.S. driver's license.
Call 520-794-8341 and request that the form be mailed to you.
Use our Location Finder to search for a CO-OP Shared Branch or surcharge-free ATM near you.
Current loan rates are listed on each Loan Product page. See a comprehensive list of rates on our Rates & Fees page.
Get started
Opening an account is quick and easy. Here's what you need to get started:
A valid government-issued ID
Your Social Security Number
Your current address
That's it. Visit us at any of our local branches or open an ccount online.
