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For over 70 years, Hughes Federal Credit Union has been dedicated to one simple mission - improving the financial lives of the people we serve. We're not just a financial institution. We're your neighbors, your community, and your partners in building a strong financial future.
You're a Member, Not a Customer.
When you join Hughes, you become part of something bigger. As a not-for-profit financial cooperative, we're owned and governed by our members, people like you who save and borrow here. That means every decision we make is in your best interest, not a stockholder's.
Your Money Works Harder Here.
Because we return profits back to our members, you'll enjoy real, tangible benefits.
Higher dividends on savings
Interest-earning checking accounts
Fewer fees and lower ones when they do apply
Everything You Need, Right at Your Fingertips.
We offer a full range of low-cost products and services designed to fit your life, including low rates on loans, competitive savings options and convenient online and mobile banking so you can manage your money anytime, anywhere.
We're Here to Help You Reach Your Goals.
Whether you're saving for a home, planning for the future, or simply looking for a financial partner you can trust, Hughes is here to take you further, every step of the way.
That's the credit union difference.
Ready to join? We'd love to welcome you.
Frequently Asked Questions
You can join if you live, work, worship, or attend school in Tucson; work for a Select Employer Group; have a family or household member who's a Hughes member; or donate to one of our partner Special Interest Groups.
You will need the following information to complete an application online or in a branch:
Social Security Number
A valid form of government issued identification more than 30 days old
Previous address if at current address less than two years
Joint Applicant/Co-Borrower information (if applicable)
If applying for membership: Information to fund your new account (existing HFCU member number, account and routing number from another financial institution, or a credit/debit card)
If applying for a loan: Previous employer information (if at current employer less than two years), Proof of income, and Collateral information (secured loan requests only).
The fastest way is our online Add a Joint Owner Application. You can also visit a branch together (bring a government-issued photo ID), or call 520-794-8341 to have the form mailed to you.
Use our Location Finder to search for a CO-OP Shared Branch or surcharge-free ATM near you.
Current loan rates are listed on each Loan Product page. See a comprehensive list of rates on our Rates & Fees page.
Get started
Opening an account is quick and easy. Here's what you need to get started:
A valid government-issued ID
Your Social Security Number
Your current address
That's it. Visit us at any of our local branches or open an ccount online.
For more than 70 years, Hughes has helped Southern Arizona move forward with confidence. Built on a foundation of trust, service and community impact, Hughes has earned recognition for its commitment to member value and service, including being named among the best credit unions in the state by Forbes. As a member-owned credit union, we remain committed to financial strength, trusted service and helping our members go further.
