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As of January 2021, myHUB uses OAuth, an authentication protocol that allows it to interact with other financial institutions without having to share or use your password. This will eliminate reoccurring authentication requests and you will need to authorize myHUB only once to connect your external accounts with the following institutions: Capital One, Chase, Citibank, USAA, US Bank and Wells Fargo. All other financial institutions will continue to use the standard user verification system.