Vehicle Loans | Auto Loans | Car Loans | Arizona

car loan, used car loan, auto loan

Do you need a car loan? Come to Hughes first.

We'll offer you

  • A great fixed or adjustable rate
  • Flexible terms
  • Speedy turnaround
  • 100% financing (Kelley Blue Book Retail price for used vehicles)
  • Terms of up to 7 years (84 months)

Best of all, once you're pre-approved, you'll have more bargaining power when negotiating a price. Be sure to ask for the Credit Union Advantage program at participating auto dealers in Arizona to get our low-cost financing on the spot.

Get Pre-Approved For a Loan > 

Prefer to speak to someone? Call LOAN BY PHONE at 888-304-6855 anytime, day or night to apply for an auto loan.

How much can you afford to borrow?

Use our auto loan calculator to estimate your payments. We'll even refinance your current vehicle from other financial institutions at these rates!

Rates › Apply Now › Calculator ›

Learn about our First-Time Vehicle Buyer Loan

AutoSMART by Hughes—the credit union auto-buying resource

Take the legwork out of finding your next vehicle. AutoSMART by Hughes is a FREE online research tool that makes it simple, fast and convenient to find and purchase your next car.

Search directly in AutoSMART's inventory:


Finish the deal with a great loan through Hughes. You can obtain the loan at the dealership or get pre-approved with our online loan application.

You also can take advantage of these programs:

Resources for the smart shopper

Easy repayment options

Sign up for Direct Deposit and Auto Transfer. With Direct Deposit into your savings or checking account, you can have funds automatically transferred to make your loan payment.

Or transfer your payment from your checking or savings through Online Banking or the 24 hour Voice Response System.

Motorcycle loans

Sometimes the right vehicle is a motorcycle!

With Hughes, you can borrow to buy a new or used motorcycle for a term of up to seven years (84 months).

Rates › Apply Now › Calculator ›

*Hughes Federal Credit Union does not guarantee or endorse vendors and makes its services available to members to use at their discretion.

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