Header Vehicle Loans

In the market for a new or used vehicle? Come to Hughes first.

We'll offer you

  • A great fixed or adjustable rate

  • Flexible terms

  • Speedy turnaround

Best of all, once you're pre-approved, you'll have more bargaining power when negotiating a price.

Check out these easy to use tools for researching, financing and buying a vehicle:

How much can you afford to borrow?

Use our auto loan calculator to estimate your payments. We'll even refinance your current vehicle from other financial institutions at these rates!

Hughes offers:

100% financing (Kelley Blue Book Retail price for used vehicles).

Terms of up to 7 years (84 months)

Sign up for direct deposit and then make payments through Auto Transfer, Online Banking, or 24-Hour Voice Response System.

You also can take advantage of these programs:

Rates › Apply Now › Calculators ›

First-Time Vehicle Buyer Loan

Special deals are available to credit union members on new GM or Chrysler vehicles.*
To learn more, visit Invest in America.

*Hughes Federal Credit Union does not guarantee or endorse vendors and makes its services available to members to use at their discretion.

Auto loans

Hughes provides all the tools you need to find the best deal, purchase, and finance your new or used vehicle!

Rates › Apply Now › Calculators ›

Find the car that's right for you

CUDL AutoSMART  — Free online auto-buying resource just for credit union members! Download AutoSMART apps for your iPhone or Android!

Credit Union Advantage — To get our low-cost financing on the spot, ask for the Credit Union Advantage program at participating auto dealers in Arizona

Invest in America offers preferred pricing on GM vehicles

CUDL AutoSmart—the credit union auto-buying Resource

Take the legwork out of finding your next vehicle. CUDL AutoSMART is a FREE online research tool that makes it simple, fast and convenient to find and purchase your next car.

Use our new widget below to search directly in CUDL AutoSmart's inventory.


Finish the deal with a great loan through Hughes. You can obtain the loan at the dealership or get pre-approved with our online loan application.

Resources for the smart shopper

Protect your investment

Guaranteed Asset Protection —Be protected if your car is totaled or stolen and you owe more than insurance will pay.

Members Auto Insurance — Get a "Members-Only" discounted rate on auto insurance.

Extended Vehicle Service Contract — Extend your manufacturer's warranty at a much lower cost than through most dealerships.

Life & Disability Debt Protection — Help your family if you are unable to make your loan payments.

Easy repayment options

Sign up for Direct Deposit and Auto Transfer. With Direct Deposit into your savings or checking account, you can have funds automatically transferred to make your loan payment.

Or transfer your payment from your checking or savings through Online Banking or the 24 hour Voice Response System.

Motorcycle loans

Sometimes the right vehicle is a motorcycle!

With Hughes, you can borrow to buy a new or used motorcycle for a term of up to seven years (84 months).

Rates › Apply Now › Calculators ›


Once you're pre-approved for a loan with Hughes, you'll have more bargaining power when negotiating a price for the item you want to buy. We make it easy to apply online for a loan.

 Apply Now ›

Vehicles for Sale

Auto Loan Calculator


Calculate your payment
Home equity loans

Let your home work for you!

Home equity loans
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