A Low-Rate Credit Card That Helps You Save
The Hughes Visa® Platinum Card is built for members who want simplicity, not gimmicks. No complicated rewards. Just a consistently low rate that can help you save on interest.
Apply in minutes and start saving today.
Skip the Rewards Game. Save on Interest Instead.
Most credit cards are designed to keep you spending. This one isn't.
If you're carrying a balance, interest matters more than points. A lower rate can mean real savings over time. This card is a smart option if you want:
- Lower interest rate
- Predictable payments
Is This the Right Card For You?
This card may be a good fit if you:
- Want to pay less interest over time
- Are consolidating higher-rate credit card balances
- Don't want to track points
- Value simplicity
Easily Make Your Hughes Credit Card Payment
The fastest way to make your credit card payment in mobile and online banking is through myCards.
Here's how:
- Log in to your Online Banking or Hughes FCU Digital Banking app
- Select myCards
- Select your credit card
- Select Make a Payment
- Select your payment option
- Enter an amount to pay and click review
- Click the Pay button
Payments will post within one business day.
If you do not have your Hughes account(s) listed as a payment source, you can add an account by entering your account number and Hughes' routing number: 322174944
Account Management
- Select or Change PIN - Log in to your mobile app or online banking and navigate to myCards. You can also call 866-691-4731 to select or change your PIN (531-262-5349 International).
- Report Lost or Stolen Card - Call 866-691-4731 to report a lost or stolen card (531-262-5349 International).
- Activate Card - Call 866-691-4731 to activate your card (531-262-5349 International).
- Enter Travel Notices - Log in to your mobile app or online banking and navigate to myCards to enter travel notices.
Help & Support
- 24/7 Cardholder Service: Call 866-691-4731 for balance inquiries, payment information, transaction history, statement requests, or to dispute a charge.
- myCards: Digital issuance available for lost Credit Cards via myCards.
Braille cards are available upon request.
Rates
9.50% - 12.50% APR*
Visa Platinum Credit Card
Features & Benefits
- Credit limits range from $100 to $25,000
- Contactless technology
- Works with Apple Pay, Google Pay, Samsung Pay
- Visa Click to Pay
- No annual fee
- Low interest rate
- No cash advance fee and 24-hour cash access at ATMs worldwide
- No interest charged on purchases if balance is paid in full each month by the payment due date
- Contactless Mobile Payments
- Submit a Debt Protection Claim
- More power to you with myCards
Look. Tap. Go.
Look for the Contactless Symbol when you checkout.
Low Rates. No Fees.
Enjoy low interest rates and no annual fees.Disclosures
Effective Date: 04-01-2026
*APR = Annual Percentage Rate. Adjustable rate. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s). The loan rate will be the rate in effect when the loan is completed. Rates and terms are subject to change at any time. Requires a Main Share Savings account with a minimum balance of $5.00. Please contact a Credit Union employee for further information.
Penalty pricing will apply if we do not receive the required minimum monthly payment by the payment due date for two (2) consecutive months. The new increased rate of 16.99% APR (including any introductory rate and promotional rate) will apply on any existing and future purchase and cash advance balances. After the account is paid as agreed according to the terms of the Credit Card Agreement for six (6) consecutive months, the rate will be reduced back to the current prevailing APR.
Disclaimers and Agreements
Product and Service Fees (PDF)
Visa Credit Card Agreement (PDF)