Hughes Federal Credit Union | Join Us | Membership | Arizona

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Once a member, always a member

Once you become a member at Hughes, you are always a member regardless of where you work or live. 


Forbes Names Hughes Best Credit Union in Arizona

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When it comes to customer service, accessibility and financial advice, credit unions like Hughes Federal Credit Union. have big banks beat.

Popular global business media company, Forbes partnered with market research firm Statista and surveyed more than 25,000 customers in the U.S. for their sentiments on their current and past banking relationships and the independent study found that member-owned financial cooperatives like Hughes outpace banks with an average score of 80 in comparison to 75.2 for banks.

Joining is easy

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our select Employer Groups
  • Have a family / household member who is a member of Hughes:
    • Family member – a spouse, child, sister/brother, parent, grandparent, grandchild, stepparent, stepchild, stepsister/brother, or adopted child
    • Household member – person living in the same residence sharing household expenses
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Friends of the Green Valley Public Library
    • Tucson Audubon Society

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Check and see if your employer offers Hughes member benefits.

Become a business partner

It's a known fact that financially stable employees, make better employees. Hughes can provide employees with affordable financial services that they might not get at a bank. We're here to help make a positive difference in the financial lives of your employees. That's what we do! Become a business partner and begin offering the free benefit of membership to your employees with Hughes.

Membership through a Special Interest Group

Membership to Hughes Federal Credit Union is also available for members of Friends of the Oro Valley Public Library, Friends of the Green Valley & Sahurita Libraries, the Friends of the Pima County Public Library, or the Tucson Audubon Society.

Become a partner through your club, church or other nonprofit group

Offer Hughes membership through your club, church, association or other nonprofit group in Tucson. For more information, please call 520-794-8341.

By completing the Employer Group Membership Application, businesses located outside of Tucson can apply to offer the benefit of Hughes membership to their employees also.

Core employee groups

Raytheon Missile Systems Company

More than 65 years ago, Hughes Federal Credit Union was formed by employees on the Hughes Missile Systems (now Raytheon Missile Systems) plant site. Today, we're proud to serve the financial needs of those affiliated with Raytheon Missile Systems, Union Pacific Railroad and more than 800 other groups and businesses.

  • All employees and retirees of Raytheon Missile Systems Company and their family members are eligible to join Hughes.
  • Retirees of Hughes Aircraft Company who live in Arizona are also eligible to join Hughes.
  • Employees of the United States government who are assigned to Raytheon, including contractors and employees of contractors working on the premises of Raytheon Missile Systems in Tucson, Arizona are eligible to join Hughes.
  • This includes any vendor or supplier of goods or services who has employees physically working on the premises of our sponsors or their subsidiaries.
  • This also includes establishments such as canteen services, travel agencies, business machine servicing companies, those continuously providing temporary help to Raytheon and others.

Union Pacific Railroad

In 1992, Hughes merged with Arizona Transportation Credit Union.

  • All employees of Union Pacific Railroad, retirees and their family members are eligible to join Hughes.

How to join

Join Hughes Federal Credit Union with a $50 deposit into a Main Share Account, which is our basic savings account. That is your share in the Credit Union, which stays in the account, earns interest and maintains your membership. You can also take up to six months to bring your balance to the minimum $50, and you are eligible to apply for any of our other benefits and services, including the right to vote for our board of directors.

There are several ways to establish your membership and open an account:


Join Hughes online. Transfer your $50 initial deposit online to open your membership.

Visit any of our Branch Offices

A Member Service Representative will be happy to meet with you at any of our branch locations. You can open your new account, sign up for direct deposit, consolidate any loans that you might have or rollover any 401(k) or IRAs. Please see Locations and Hours to find a branch near you. Please be sure to bring:

  • Proof of identification and picture ID (Driver's license or military ID)
  • Cash or Check for $50 to be deposited into your Main Share Account

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Brief intro

Member benefits:

Join Hughes Federal Credit Union today. Call 520-794-JOIN for more membership information or join Hughes online today.

Take advantage of our discounts

Logo_VisaVisa® Merchant Offers

Use your Visa® debit card or Visa® credit card from Hughes and enjoy valuable discounts to help you stay on budget. See our Visa® Merchant Offers for debit and credit cards to save on online purchases at merchants such as Ace, Target, ProFlowers, Zulily and more!

Credit Union Advantage Program—Buying Your Dream Car

Drive away in your dream vehicle and get a great rate from Hughes Federal Credit Union by using the Credit Union Advantage program! Enjoy one-stop shopping at more than 200 participating dealers in Arizona.

When you're shopping for your new or used vehicle, just tell them you're a Hughes Federal Credit Union member or sign up to become a member. You'll receive these benefits:

  • Preferred pricing on new and used vehicles and extended service contracts.
  • One-stop sales and credit union financing at the dealership.
  • A low Hughes Federal Credit Union auto loan rate.
  • Eligible Hughes Aircraft or Raytheon Missile Systems Company employees, family members and retirees can also use their GM Discount.
  • For more information, call a Hughes Federal Credit Union Member Service Representative at 520-794-8341 or 800-253-8245 (outside Tucson).

Love my credit union rewards

Love My Credit Union Rewards Program

Everyone is looking for ways to save money these days. And that's just what Love My Credit Union Rewards is all about. Below are some of the exclusive discounts helping members save on products and services you use every day. 

  • Members get a $100 cash reward for every new line when you switch to Sprint. Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.
  • Save up to $15 on TurboTax Federal tax products.
  • Receive startup equipment, a smoke communicator, and a $100 Visa gift card with new ADT service when ordered through the Love My Credit Union Rewards program.
  • Earn cash back with Love to Shop at over 1,500 online retailers
  • Get trusted protection at true savings with TruStage Auto & Home Insurance Program.

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Dunn Edwards PaintsDunn-Edwards Paints Discount

Members can receive a 20 percent discount on all Dunn-Edwards Paints* products when they show their Hughes credit or debit card as proof of membership.

Enterprise Car Rentals

Hughes members can receive up to 15 percent off Enterprise* car rentals. To receive a discount, call 888-227-7253 and provide the ID #76CU006.

Actual rates may vary. Discount depends on city and season.

*Hughes Federal Credit Union does not guarantee or endorse vendors and makes its services available to members to use at their discretion.

The credit union difference

Not for Profit, Not for Charity, But for Service

Hughes Federal Credit Union is a not-for-profit democratic, financial cooperative, owned by the members who save and borrow here. Board members serve as unpaid volunteers, and are elected by credit union members.

Unlike banks, Hughes does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our member-owners in the form of higher deposit rates, lower loan rates and lower fees.

Credit unions also have a social mission to provide service to people of modest means. We support the national credit union philosophies of "People Helping People" and "Not for Profit, Not for Charity, But for Service."

Our Commitment to Financial Education

Hughes Federal Credit Union strives to improve members' financial lives through education and low-cost financial products and services. We are proud to offer free educational seminars for our members, including youth programs geared toward educating young people about the importance of saving and developing good money management skills.

Learn more about our free online financial seminars.

Our Commitment to the Community and the Credit Union Movement

Hughes Federal Credit Union provides financial services for the purpose of improving lives. While our first responsibility is to our members, we also strive to improve our community. Learn more about our community involvement.

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Interest rates certified by Datatrac

“Our partnership with Hughes Federal Credit Union goes well beyond providing the free benefit of credit union membership and affordable financial services to our employees. We were excited to recently have Hughes participate in our Health and Wellness Fair with top notch financial wellness seminars and excellent speakers. We look forward to having them out again and spreading the word to even more employees!”

Robin Sotari
Human Resources
Ventana Medical

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