Open a Hughes Account Online

Opening a Hughes Federal Credit Union account online takes just a few minutes. If you live, work, worship, or attend school in Tucson — or have a family connection to a current member — you're eligible to join. Open an account online or visit one of our convenient branches.

What you'll need to open an account

Have these ready before you start:

  • Social Security number
  • Government-issued photo ID (issued more than 30 days ago)
  • A way to fund your account — a Hughes member number, an account and routing number from another bank, or a credit/debit card
  • Your previous address (if you've been at your current one less than 2 years)
  • Joint applicant's information (for a joint account)

Please lift any freezes on your credit report before applying. Other restrictions may apply.

Who can join Hughes?

You're eligible for membership if you:

  • Live, work, worship, or attend school in Tucson
  • Are employed by one of our Select Employer Groups
  • Have a family or household member who already banks with Hughes (spouse, child, sibling, parent, grandparent, grandchild, step-relative, or adopted child — or anyone sharing your household expenses)
  • Make a small donation to a partner Special Interest Group: Friends of the Oro Valley Public Library or Friends of the Kirk Bear Canyon Library

Open an Account    Already a Member - Add Account

Frequently Asked Questions

How do I open a Hughes account online?

Click Open an Account, then follow the guided application. It takes just a few minutes with the documents listed above. You can also open an account at any Hughes branch.

What are the eligibility requirements to apply?

You can join if you live, work, worship, or attend school in Tucson; work for a Select Employer Group; have a family or household member who's a Hughes member; or donate to one of our partner Special Interest Groups.

How do I add a joint owner to my account?

The fastest way is our online Add a Joint Owner Application. You can also visit a branch together (bring a government-issued photo ID), or call 520-794-8341 to have the form mailed to you.

How do I find Shared Branch / ATM locations?

Use our Location Finder to search for a CO-OP Shared Branch or surcharge-free ATM near you.

What is Zelle® and how does it work?

Zelle® is a fast, safe way to send money in minutes to friends, family, and others you trust. It's built right into Hughes online banking and the mobile app. Click here to find out more about Zelle®.

What are your current loan rates?

Current loan rates are listed on each Loan Product page. See a comprehensive list of rates on our Rates & Fees page.

Why Hughes? Your Community, Your Credit Union.

  • Better Rates. Earn more on deposits, pay less on loans.
  • Fewer, Lower Fees. FREE checking — no minimum balance and no monthly fee — and you earn dividends no matter your daily balance. Plus free Bill Pay, free eStatements, and unlimited check writing.
  • Branches & ATMs Everywhere. Local Southern Arizona branches, plus 5,000 CO-OP shared branches and nearly 30,000 surcharge-free ATMs nationwide.
  • Locally Owned Since 1952. We reinvest in Southern Arizona through donations, sponsorships, scholarships, and financial education.
  • A Member, Not a Customer. Hughes is a not-for-profit cooperative owned by the members who save and borrow here.