Join Today

Once a member, always a member

Once you become a member at Hughes, you are always a member regardless of where you work or live. 

Joining is easy

You may join Hughes Federal Credit Union if you:

  • Live, work, worship or attend school in Tucson
  • Are employed by one of our select Employer Groups
  • Have a family member who is a member of Hughes
  • Make a small donation to one of the following community Special Interest Groups:
    • Friends of the Oro Valley Public Library
    • Friends of the Pima County Public Library
    • Tucson Audubon Society

Join Today ›

Check and see if your employer offers Hughes member benefits.

Become a business partner

It's a known fact that financially stable employees, make better employees. Hughes can provide employees with affordable financial services that they might not get at a bank. We're here to help make a positive difference in the financial lives of your employees. That's what we do! Become a business partner and begin offering the free benefit of membership to your employees with Hughes.

Read more

Membership through a Special Interest Group

Membership to Hughes Federal Credit Union is also available for members of Friends of the Oro Valley Public Library, the Friends of the Pima County Public Library, or the Tucson Audubon Society.

Become a partner through your club, church or other nonprofit group

Offer Hughes membership through your club, church, association or other nonprofit group in Tucson. For more information, please call 520-794-8341.

By completing the Employer Group Membership Application, businesses located outside of Tucson can apply to offer the benefit of Hughes membership to their employees also.

Core employee groups

Raytheon Missile Systems Company

More than 61 years ago, Hughes Federal Credit Union was formed by employees on the Hughes Missile Systems (now Raytheon Missile Systems) plant site. Today, we're proud to serve the financial needs of those affiliated with Raytheon Missile Systems, Union Pacific Railroad and more than 800 other groups and businesses.

  • All employees and retirees of Raytheon Missile Systems Company and their family members are eligible to join Hughes.
  • Retirees of Hughes Aircraft Company who live in Arizona are also eligible to join Hughes.
  • Employees of the United States government who are assigned to Raytheon, including contractors and employees of contractors working on the premises of Raytheon Missile Systems in Tucson, Arizona are eligible to join Hughes.
  • This includes any vendor or supplier of goods or services who has employees physically working on the premises of our sponsors or their subsidiaries.
  • This also includes establishments such as canteen services, travel agencies, business machine servicing companies, those continuously providing temporary help to Raytheon and others.

Union Pacific Railroad

In 1992, Hughes merged with Arizona Transportation Credit Union.

  • All employees of Union Pacific Railroad, retirees and their family members are eligible to join Hughes.

How to join

Join Hughes Federal Credit Union with a $50 deposit into a Main Share Account, which is our basic savings account. That is your share in the Credit Union, which stays in the account, earns interest and maintains your membership. You can also take up to six months to bring your balance to the minimum $50, and you are eligible to apply for any of our other benefits and services, including the right to vote for our board of directors.

There are several ways to establish your membership and open an account:


Join Hughes online. Transfer your $50 initial deposit online to open your membership.

Visit any of our Branch Offices

A Member Service Representative will be happy to meet with you at any of our branch locations. You can open your new account, sign up for direct deposit, consolidate any loans that you might have or rollover any 401(k) or IRAs. Please see Locations and Hours to find a branch near you. Please be sure to bring:

  • Proof of identification and picture ID (Driver's license or military ID)
  • Cash or Check for $50 to be deposited into your Main Share Account

Join Today ›

Brief intro

Member benefits:

Join Hughes Federal Credit Union today. Call 520-794-JOIN for more membership information or join Hughes online today.

Take advantage of our discounts

Logo_VisaVisa® Merchant Offers

Use your Visa® debit card or Visa® credit card from Hughes and enjoy valuable discounts to help you stay on budget. See our Visa® Merchant Offers for debit and credit cards to save on online purchases at merchants such as Ace, Target, ProFlowers, Zulily and more!

Credit Union Advantage Program—Buying Your Dream Car

Drive away in your dream vehicle and get a great rate from Hughes Federal Credit Union by using the Credit Union Advantage program! Enjoy one-stop shopping at more than 200 participating dealers in Arizona.

When you're shopping for your new or used vehicle, just tell them you're a Hughes Federal Credit Union member or sign up to become a member. You'll receive these benefits:

  • Preferred pricing on new and used vehicles and extended service contracts.
  • One-stop sales and credit union financing at the dealership.
  • A low Hughes Federal Credit Union auto loan rate.
  • Eligible Hughes Aircraft or Raytheon Missile Systems Company employees, family members and retirees can also use their GM Discount.
  • For more information, call a Hughes Federal Credit Union Member Service Representative at 520-794-8341 or 800-253-8245 (outside Tucson).

Sprint Discount Program

Sprint IIA Talk About Savings Hughes offers our members these major savings through the Sprint Credit Union Member Discount Plan available to new and existing Sprint customers.

  • 10% off most regularly priced Sprint individual service plans
  • 15% off most regularly priced Sprint business service plans

Three Ways to Receive Your Sprint Discount:

  • Call 877-SAVE-4CU (877-728-3428) and tell them you're a Hughes Federal Credit Union member. Ask to be part of the NACUC_ZZM (consumer) or NACUC_ZDS_ZZM (business) Corporate ID to save. 
  • Visit
  • Visit your nearest Sprint store.

Love my credit union rewards Program

Love My Credit Union Rewards ProgramAll eligible credit union members in participating states have the unique opportunity to get a great discount on a new vehicle from Chrysler through the Love My Credit Union Rewards program. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. And thanks to our low interest rates, your savings will really add up. Visit for details.

Hughes Federal Credit Union members can receive the following money-saving discounts:

  • Chrysler Group LLC is offering Affiliate Rewards preferred pricing on most new Chrysler, Jeep, Dodge or Ram truck vehicles, which could save you thousands. This discount is in addition to its current incentives and promotions.
  • Exclusive discounts from Dell. Save up to 30% on select computer packages from Dell, 10% off tablets and at least 2% off everything else.

TurboTax Program Logo_TurboTax

Members can sign up for TurboTax online. TurboTax brings you Total Assurance Protection so you can feel 100% confident about your taxes:

  • Maximum refund guaranteed
  • 100% accurate calculations, guaranteed
  • FREE downloadable Audit Support Center
  • Save on TurboTax products

CU Road pal

CU Road PalHughes offers CU Road Pal, a roadside assistance program created exclusively for credit union members and provides unparalleled service and unprecedented value. CU Road Pal offers a wide range of roadside assistance services and other travel-related benefits to keep you on the road.

From little incidents like being locked out of your vehicle to bigger troubles like needing a tow truck, CU Road Pal is here to help get you back on the road quickly. Its professional customer service team is just a phone call away and ready and waiting to assist you 24 hours a day, 7 days a week, 365 days a year. They’re always there when you need them.

Please visit or CU Road Pal for more information. To speak to a representative, call toll-free 855-607-2300. 

Dunn Edwards PaintsDunn-Edwards Paints Discounts

Members can receive a 20 percent discount on all Dunn-Edwards Paints* products when they show their Hughes credit or debit card as proof of membership. The discount is valid at the two Dunn-Edwards Paints locations in Tucson (4320 E. Speedway Blvd., near Columbus and 4039 N. Oracle Road, near Roger); and seven locations in Phoenix.

Enterprise Car Rentals

Hughes members can receive up to 15 percent off Enterprise* car rentals. To receive a discount, call 888-227-7253 and provide the ID #76CU006.

Actual rates may vary. Discount depends on city and season.

For additional discounts, open a Premier Checking account with rewards.

*Hughes Federal Credit Union does not guarantee or endorse vendors and makes its services available to members to use at their discretion.

The credit union difference

Not for Profit, Not for Charity, But for Service

Hughes Federal Credit Union is a not-for-profit democratic, financial cooperative, owned by the members who save and borrow here. Board members serve as unpaid volunteers, and are elected by credit union members.

Unlike banks, Hughes does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our member-owners in the form of higher deposit rates, lower loan rates and lower fees.

Credit unions also have a social mission to provide service to people of modest means. We support the national credit union philosophies of "People Helping People" and "Not for Profit, Not for Charity, But for Service."

Our Commitment to Financial Education

Hughes Federal Credit Union strives to improve members' financial lives through education and low-cost financial products and services. We are proud to offer free educational seminars for our members, including youth programs geared toward educating young people about the importance of saving and developing good money management skills.

Learn more about our free online financial seminars.

Our Commitment to the Community and the Credit Union Movement

Hughes Federal Credit Union provides financial services for the purpose of improving lives. While our first responsibility is to our members, we also strive to improve our community. Learn more about our community involvement.

Join Hughes Now ›

Interest rates certified by Datatrac

“Our partnership with Hughes Federal Credit Union goes well beyond providing the free benefit of credit union membership and affordable financial services to our employees. We were excited to recently have Hughes participate in our Health and Wellness Fair with top notch financial wellness seminars and excellent speakers. We look forward to having them out again and spreading the word to even more employees!”

Robin Sotari
Human Resources
Ventana Medical

Visa® credit card options here

We have
a card
for you.

Visa® options here
Low-cost mortgage loans

Buying or refinancing a home?

Low-cost mortgage loans
Back to Top