Once we receive your application, we’ll contact you promptly to get everything finalized.
Financing with Hughes means flexible terms and competitive rates. Let Hughes help you realize your dream of owning a second home and get started on our simple loan process today!
*Annual Percentage Rate (APR) and loan terms can affect your monthly payment. Consider the following Manufactured Home Loan example:
Fixed Rate: A loan amount of $125,000 for 180 months at 7.25% fixed APR will have a monthly payment of $1,141.08.
Adjustable Rate: A loan amount of $125,000 for 180 months at 6.50% adjustable APR will have a monthly payment of $1,088.88. Adjustable rates are subject to increase after initial fixed-rate period.
Association dues, down payment, property tax and private mortgage insurance (PMI) is not included in payment example. All loans subject to approval. Certain restrictions may apply. Property financed must be an owner- occupied second home with a maximum financing of 85% of appraised value. Rate based on creditworthiness and subject to change. The disclosed rates are based upon your credit score and other loan qualifications. A down payment and/or mortgage insurance may be required. Contact a Hughes Federal Credit Union mortgage representative for additional information.
You must qualify for membership, have a credit score of at least 581. Your debt-to-income will also be evaluated as well as the loan-to-value.
You may join Hughes Federal Credit Union if you: