Hughes Federal Credit Union's Free Checking has absolutely no monthly fees, a free debit card, and free online bill pay.
To set up direct deposit, you'll need your member number and our routing number: 3221-7494-4 and a Direct Payment Authorization Form.
Our online check ordering service lets you choose from hundreds of check styles. Show your college spirit with our University of Arizona® collegiate-style checks!
Through CO-OP Shared Branch Network, participating credit unions from across the country share their facilities. Members can make transactions at thousands of other credit union locations. Whether you're at work, home or your favorite travel destination, Hughes Federal Credit Union is always nearby. To find a location near you, visit www.allco-op.org.
CO-OP is the largest credit-union-only ATM network in the country. The CO-OP ATM Network logo, located on the back of your credit union Visa® Debit Card or ATM card, gives you surcharge-free access to thousands of CO-OP ATM Network.
Eligible members with a Free or Premier checking may Opt-in to Overdraft Privilege services to cover ATM and everyday debit card transactions. For more information or assistance, please contact Hughes Federal Credit Union at (520) 794-8341 or (800) 253-8245 (outside Tucson), or use our secure email form.
Use your Visa® Debit Card from Hughes and enjoy valuable discounts to help you stay on budget. Visit our Visa® Merchant Offers page to save on online purchases at merchants such as Macy's, Target, The Home Depot, Best Buy and more!
Prospective Dividend and Annual Percentage Yield (APY) Rates
|0.05% / 0.05%|
|No-Fee Visa® Debit Card||Included|
|FREE Online Bill Pay||Included|
|No Per-check Fees||Yes|
|Unlimited Check Writing||Yes|
|FREE Online Banking||Yes|
|Overdraft Privilege||$600 limit|
|Unlimited Use of Hughes ATMs||Yes|
|FREE Non-Proprietary ATM Withdrawals (Bank surcharges may apply.)**||8 Free**|
|FREE Checks||First order of 25 checks is free|
|Visa® Merchant Offers||Yes|
|FREE Financial Planning||Yes|
|FREE Credit Score Enhancement||Yes|
|-FREE Official Checks -Free Traveler's Checks||No|
Checking Account dividends compounded daily and credited monthly except where notated.
*This is the minimum balance required to open an account and the minimum balance to earn the posted Annual Percentage Yield (APY). The Dividend Rates and Annual Percentage Yield (APY) are variable rates. Dividends are based on the Credit Union's earnings at the end of a dividend period and thus cannot be declared in advance. Rates and terms are subject to change at any time. Please contact the credit union for further information.
**Free Checking receives 8 (eight) free withdrawals from use of nonproprietary ATMs.