From Infants to Young Adults—Hughes Works with Kids of all Ages
No matter what stage of life you're in, Hughes is here to help you manage your money. If you're just learning to save and budget, on your way to buying your first car or trying to figure out how to pay for college—we can help.
We have several accounts and features for children of all ages, from birth to 17. Check out all the options
My First Account, for expecting parents & newborns
All Stars, ages 0- 11
Hughes Financial Teen Scene, ages 12-17
Young Adults, ages 18-25
9th Annual Scholarship Winners Announced!
- 1st Place - $2,500 – Brenden Bernal
- 2nd Place - $2,000 – Michael Volk
- 3rd Place - $1,000 – Mikayla Morrison
- 4th Place - $500 – Andrew Tadlock
Hughes FCU is very pleased to announce our 2014 Scholarship Award Winners. Scholarships were awarded to members who showed scholastic excellence, participated in community service, were interested in advancing their education, and wrote a Credit Union-themed essay. Official announcement was made at the 62nd Annual Meeting on Saturday, April 12, 2014. Best wishes to our winners and applicants on their future endeavors!
Celebrate Youth Month with Hughes Federal Credit Union!
Youth! Make a deposit into your Credit Union account (or open a new one) during April to participate in the National Youth Savings Challenge™. Ten young savers nationwide will be selected to WIN $100 each.*
Visit Hughes Federal Credit Union the week of April 21-26 and help us celebrate National Credit Union Youth Week. Print your Catch the $ave Wave coloring page and drop it off at any Hughes branch for a free gift by April 30, 2014! Hughes can show youth how to Catch the $ave Wave. And remember, Hughes membership is open to all of your family members.
*Must be under age 18 to participate. While youth are encouraged to make a deposit at the credit union, no deposit is required to enter. Those parents/guardians giving permission for their youth to enter can submit on a 3" x 5" piece of paper the following information to the credit union: name, date, current age. Limit one entry per person. The odds of winning will depend on the number of entrants. This contest is void where prohibited.
Make Tracks to Club Arizona® for Lots of UA™ Fun!
We're inviting all kids in grades K-8 to join Club Arizona®. It's the fun and exciting way to get involved with the University of Arizona® and show your Wildcat™ spirit. Your FREE membership includes all this:
- Your own Club Arizona membership card
- $1 admission to select athletic events
- News about special programs and events
- Birthday card from your favorite Wildcats Wilbur & Wilma
- Club Arizona t-shirts for only $10
- Much more!
Join Club Arizona today!
Become a Financial Whiz Kid!
Hughes Federal Credit Union is proud to be the title sponsor of the University of Arizona's Club Arizona®, an exciting opportunity for kids to show their Wildcat spirit. Club Arizona members get super discounted rates to UofA events as well as special access to financial education programs and savings accounts through Hughes! It's never too soon to become a Wildcat or to play it smart right from the start when it comes to savings.
Join Club Arizona today! Sign up now at clubarizona.org or visit your nearest Hughes branch.
Click to print ClubArizona_ColoringPages.
$50 Monthly Drawings Exclusively for Kids and Teens!
Hughes makes saving and earning even more rewarding for kids and teens. Deposit your allowance, birthday cash or other money you've saved in your interest-earning Hughes account, and for each month you make a deposit, you're automatically entered to win $50 in our monthly drawings.* Just a $5 minimum monthly deposit for kids up to age 11 and just $10 minimum deposit for those 12 to 17 years of age.
*No purchase or payment of any kind is necessary for entry into the promotion. A purchase or payment of any kind will not improve your chances of winning. Odds of winning depend on the number of eligible entries received. Certain restrictions apply. You must be a member of Hughes Federal Credit Union to participate in the promotion. Residents of New York, Florida, Rhode Island and Puerto Rico and other U.S. territories are not eligible for entry. Hughes Federal Credit Union members can also enter the promotion by having their parent or guardian mail in a completed Entry Consent Form available at any Hughes location and by sending to Hughes Federal Credit Union's Kids' Savings Promotion, PO Box 11900, Tucson, AZ 85734. Only one entry per person. The promotion runs from January 1, 2014 through January 2, 2015. For more information, see the Official Rules.
Kids Make Cents
See our Kids Make Cents pages in Bear Essential News for kids, a monthly publication to educate, enrich and entertain children and their families. Our page includes activities and information about money.
Click here to see past issues of Kids Make Cents.
All Stars Club
Hughes Starts Kids off on the Right Foot
If you're age 11 or younger, you qualify to be an All Star member. You'll get lots of great membership perks, including:
- A fun kids' passbook to help you track your savings and a quarter coin saver to help you save even more!
- Earn interest with our Youth Term Share Account. Open with a minimum of only $100! Your savings are insured by the NCUA.
- Watch for fun kid events with Howie! Stick with Hughes and Howie Javelina to learn about making your money grow. You'll have chances to win prizes and special giveaways all year long!
- Get a gift and card from Howie on your birthday!
- Learn more about keeping money in your pocket with our quarterly newsletter that you get with your statement.
Click to print All Stars Club Coloring Pages.
Howie Javelina's All Stars Club is Howie Javelina's quarterly newsletter with games, activities and special articles for kids up to age 11. View Howie Javelina's All Stars Spring Newsletter.
Click here to see past issues of Howie Javelina's quarterly newsletter.
Children's Online Privacy Protection Act (COPPA)
Hughes Financial Teen Scene
Get free music downloads for completing financial education courses online!
Designed for teenagers, these courses teach teens how to manage and use their money.
The courses are quick, interactive and fun. At the end of each course, teens can download free music!
Each time a teen member completes a 10-20 minute Guides to Independence online money course, they earn one FREE music download from the eMusic® library of more than 2.5 million songs.
To take advantage of this great opportunity, click on the "Guides to Independence" logo to the right and choose a course. To redeem your free download, go to www.emusic.com/cuna and click on "Sign Up" if this is your first visit, or click on "Login" if you have already registered.
Certain restrictions apply. While supplies last.
Benefits of Membership for Teens
How Do I Join?
All it takes is a $50 minimum deposit to become a member. You may also take six months to bring your balance up to $50. Learn more about becoming a member.
Did you know you can earn money when you save money? It's true. Our savings accounts always earn interest. Click here to learn how interest works.
Hughes Financial Teen Scene Newsletter
Hughes Financial Teen Scene is our quarterly newsletter covering all the most important financial topics for teens. View our Hughes Teen Scene Spring Newsletter.
Click here to see past issues Hughes Financial Teen Scene newsletters.
Children's Online Privacy Protection Act (COPPA)
Building a Successful Foundation for Young Adults
When age 18 rolls around, certain financial needs become very important, like funding for college or a car. Hughes Federal Credit Union knows how to start our members ages 18 to 25 on the right foot with resources and information.
NEW Student Loans and Student Consolidation Loans
For many, a private student loan is needed to make college a reality. Hughes offers this service to our members through the cuScholar Private Student Loan*.
Apply today at cuStudentLoans.org/hughesfcu
For college graduates overwhelmed by multiple monthly payments, high interest rates and short repayment terms, the cuGrad Private Student Loan Consolidation* could mean thousands of dollars in potential savings.
Apply today at cuStudentLoans.org/hughesfcu/#cugrad.
*Student Loans must be applied for online. Certain restrictions may apply. Loans based upon credit approval. Rate and term based on creditworthiness. See www.custudentloans.org/hughesfcu for complete details and Truth-in-Lending Disclosure.
With our free interest-earning checking you'll enjoy no minimum balance, no per-check fees, no monthly fees and earn a competitive rate on your balance. Enjoy ATM access worldwide. Visa® debit cards are available for qualifying members. Enroll in our free Online Banking, Mobile Banking, eStatement and Bill Pay.
Buying a Car
Turn to Hughes for your first new or used auto loan. Learn more about our First-Time Vehicle Buyer Loan. We offer an easy application, quick approvals and terms up to three years. Apply online or call an AnyHour Loan Representative at (877) 999-LOAN. Check out For Sale for car-buying tips and resources.
Graduating and Planning for College
Sign up for GradFunds to make it easy for family and friends to give the gift of cash. Make sure you can access cash while you're at school with our Prepaid Reloadable Visa® Cards are ideal for students. Use them anywhere Visa is accepted!
Your First Job
There are some important and simple steps to take once you start your first job. One is to sign up for direct deposit. Check to see if your employer offers this, and if so, sign up with us. When payday rolls around, your check will be automatically deposited into your account.
Another important step is to start saving. The easiest way is to determine a specific amount to be taken from your checking account and put into savings at the same time each week or month. Use our No Excuse Savings program to get started. Another way you can start building your savings early is by opening a You Name It Savings, or a Holiday Club Account.
To earn a higher rate on your savings, consider a High Yield Savings or a Term Share Account.
Add your spouse to your account by completing the joint owner section of our membership application. Start your new life together by consolidating your debt and save with our low-rate personal loans.
Buying a Home
Take advantage of our First-Time Home Buyers Program for your first home loan. Enjoy no application fees, free pre-approvals, competitive rates, free loan consultations and discounted closing costs. Apply online!
Having a Baby
Sign up for My First Account Gift Registry and make it easy for family and friends to give the gift of cash. As soon as you have your baby's social security number, you can establish an account in his or her name.
You may also be interested in…
CuScholar Student Loans
Home equity loans