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IRA and HSA

Build Wealth and Plan for your Retirement and Healthcare with Tax-Advantaged Opportunities

Watch Your Wealth Grow with the Right IRA

Individual Retirement Accounts (IRAs) should be part of everyone's long-term investment plan.  With as little as $100, you can open an IRA with us.  We offer traditional and Roth IRAs.  Get started on planning your financial future today.

With a traditional IRA, you may qualify for a tax-deduction and defer taxes until you withdraw the funds . If you don't qualify for a traditional IRA, you can still contribute to a Roth IRA and your savings will grow tax-free.

Have an IRA elsewhere?  Roll it on over and enjoy very competitive daily rates.

IRAs are insured up to $250,000 by the National Credit Union Administration.

Call or stop by one of our branches to discuss which option best meets your needs.

Learn more about IRA Term Share Accounts


Plan for Annual Medical Expenses through a Health Savings Checking Account

Contribute to a Health Savings Checking account (HSA) to save, tax-deferred*, for current and future qualified medical expenses.

Learn more about Health Savings Checking Accounts


IRA Term Share Account

Our Individual Retirement Account (IRA) Term Share Account works like a Certificate of Deposit (CD) and pays a higher rate.

  • Minimum balance of $1,000

  • Mini and jumbo IRA Term Shares available

  • Terms of 12, 24 or 36 months

  • Competitive fixed rate

View IRA contribution limits for 2014.

Rates ›


Health Savings Checking

Our Health Savings Checking Account Gives You Peace of Mind

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With the high cost of medical expenses, eligible members can contribute to our Health Savings Checking account (HSA) to save, tax-deferred*, for current and future qualified medical expenses.   Withdrawals from an HSA for qualified medical expenses may be tax-free and contributions may be tax-deductible. For more information, visit www.irs.gov or Health Savings Accounts and Other Tax-Favored Health Plans.

You must be covered under an HSA-qualified, high-deductible health plan (HDHP) to contribute to an HSA.  An HDHP typically has lower premiums than a traditional health plan.  What you save
monthly on the premium can be deposited into an HSA to save for healthcare expenses.

Since you own and control the money in your HSA, you decide which expenses to pay. Our HSA provides you with a convenient way to save for and/or pay health care related expenses.

Please call (520) 794-8341 or (800) 253-8245 (outside Tucson) for more information or stop by any branch to open your Health Savings Checking Account.

View HSA contribution limits for 2014.

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