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Student Loan Consolidation

cuGrad Private Student Loan Consolidation

Want to simplify your finances? A private student loan consolidation available to Hughes* members may be the answer.

Receive these benefits:

  • Make one easy monthly payment.

  • Choose to make interest-only repayments for the first 4 years, followed by 11 years of principal and interest payments

  • Cosigner release available for creditworthy borrowers after 12 consecutive on-time payments of principal and interest

  • Lower payments and competitive rates may be available with an extended repayment term

If you meet these requirements:

  • Graduated from a cuGrad eligible school

  • Have had a reliable, steady income of at least $2,000 gross per month

  • Have a verifiable annual income greater than the amount of the loan (cosigner income is also considered)

  • Borrower and cosigner must be a US Citizens or permanent residents

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*Note: Hughes Federal Credit Union has partnered with cuStudentLoans to offer the cuGrad Private Student Loan Consolidation to its members. As a part of the application and funding process, members will join a different credit union for the purpose of receiving their student loan.

*The cuGrad Private Student Loan Consolidation is available to borrowers who are carrying private student loan debt. Federal student loans cannot be consolidated with the cuGrad Private Student Loan Consolidation. If you are seeking a federal student loan consolidation, you can learn more details about the process here:

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