Student Loans

The Hughes Smart Option Student Loan® by Sallie Mae®

For borrowers attending degree-granting institutions


Now you can pay for college the smart way with three great repayment options and competitive interest rates! The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more, please get started here.


The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility

  • No origination fees and no prepayment penalty

  • Multiple in-school repayment options available

  • Borrower benefits available - like rewards and interest rate reductions

  • Rates that reward credit worthy borrowers

  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

  • 24/7online account management


To learn more, get started here.


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Sallie Mae Student Loan

Note: Hughes Federal Credit Union has partnered with Sallie Mae® to offer the Smart Option Student Loan®. Sallie Mae is a registered service marks of Sallie Mae Bank or its subsidiaries. SLM Corporation and its subsidiaries, including Sallie Mae Bank are not sponsored by or agencies of the United States of America.

*Private student loans should be used as supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit  

Student Reloadable Visa®

Funds for them. Peace of mind
for you.

Student Reloadable Visa®
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Send money to family & friends!

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