For years, credit unions have been popular among consumers because of low or no fees, competitive savings and loan rates, and convenient and friendly service. Until 1999, the choice to belong to a credit union was only available if you could qualify for membership by being affiliated with an employee group listed in a credit union’s field of membership.

Now, the doors have been open to allow credit unions to add new groups, organizations or associations to their field of membership making it easier for just about anybody to qualify and join a credit union. (If you are an employer seeking to offer credit union membership to your employees, find out how to join Hughes Federal Credit Union).

Hughes Federal Credit Union is a not-for-profit financial cooperative, so the money earned from doing business is returned to members by way of higher savings rates, interest-earning checking, low loan rates and fewer fees for services. Earnings are also used to improve the financial services for our members.

Another benefit is that a volunteer board of directors and supervisory committee oversees the Credit Union. The board sets credit union policy and determines loan and savings rates and the supervisory committee serves as a watchdog for the overall operation of the Credit Union. Members elect and vote for the board members and the supervisory committee each year during the annual meeting in April.

At Hughes Federal Credit Union, we exist exclusively for the benefit of our membership, which means all profits are returned directly to you through higher savings rates, lower loan rates, and no hidden fees. We have been serving Arizona since 1952 and have more than 53,000 members and $458 million in assets.

The National Credit Union Administration (NCUA), a federal government agency, insures your savings up to $250,000. We are a full-service financial institution and continually work to improve products and services for our members. Click here for information on "Your Insured Funds" from NCUA.

These are just some of the benefits we offer:

• Free, Interest-Earning Checking Account with VISA Check Card, Premier Checking and Primary Checking Accounts
• eBranch Services (Online banking, Bill Pay and more) 
• 24-Hour ATMs with No Surcharges
• Direct Deposit and Auto Transfer
• Shared Branching
• Competitive Savings Rates
• Low Cost Loans
• Safe Deposit Boxes
• 24-Hour Loan Service
• 24-Hour Voice Response System
• Wire Transfers
• No Annual Fee VISA® credit card
• VIP Club
• Free Notary Services
• Discount Movie Tickets
• Investment Services and more...

REAP THE BENEFITS! Join Hughes Federal Credit Union today! Once you are a member, you’re a member for life! Call (520) 794-JOIN for more membership information or fill out a Membership application today! For more information on specific products and services, please explore our web site or give us a call.