Dividend Rates


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PROSPECTIVE DIVIDEND RATES AND ANNUAL PERCENTAGE YIELD

Effective October 1, 2009

SAVINGS ACCOUNTS		Minimum Balance*	Compounded	Dividends Credited	Dividend Rate	APY**
(1)	Main Share Account	$50.00	Daily	Quarterly	.25%	.25%
(3)	Holiday Club Account	None	Daily	Quarterly	.25%	.25%
(4)	Escrow Share Account	None	Daily	Quarterly	.15%	.15%
(8)	Daily Savings Account	$0.01	Daily	Quarterly	.15%	.15%
(7)	High Yield Account	$1,000.00	Daily	Quarterly	.55%	.55%
(9)	Premium Yield Account	$75,000.00	Daily	Quarterly	1.00%	1.01%
(12-13)	You Name It	$0.01	Daily	Quarterly	.25%	.25%
(Main 02, Daily 11, Checking 51)	Non-Dividend Earning¹	$0.01	N/A	N/A	N/A	N/A
CHECKING ACCOUNTS
(5)	Free Checking	None	Daily	Monthly	0.10%	0.10%
(5)	Premier Checking	None	Daily	Monthly	0.10%	0.10%
(5)	Primary Checking	None	N/A	N/A	N/A	N/A
(6)	Health Savings Account Checking	None	Daily	Monthly	0.75%	0.75%
The Dividend Rates and Annual Percentage Yields(APY) are variable rates. Dividends are based onthe Credit Union's earnings at the end of a dividend period and thus cannot be declared in advance. Rates and terms are subject to change at any time. Please contact the Credit Union for further information * This is the minimum balance to open an account and the minimum daily balance to earn the posted Annual Percentage Yield (APY). ** Annual Percentage Yield ¹Non-dividend earning accounts are available for Main Share, Daily Savings and Checking accounts.

TERM SHARE ACCOUNT (CERTIFICATE OF DEPOSIT)

Earn competitive rates on Term Share Accounts (Certificates of Deposit)
6, 12, 24 and 36 month terms
$1,000; $50,000; and $99,000 minimum deposits

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