If you have not yet established enough credit history to buy a car with our regular new and used vehicle loans, we can help with our First-Time Vehicle Buyer Loan. We'll even work with you to show you ways to improve your credit history as we review your loan application!

• Finance up to 90% of the wholesale Kelley Blue Book value ($12,000 maximum)
• Get terms up to 60 months
• Enjoy a competitive rate
• Make payments with Direct deposit or Auto Transfer

Other conditions of the loan:

• Your debt ratio (debt/income) must not be higher than 40%
• The vehicle must be inspected
• Proof of full coverage insurance is required
• You must provide verification of 12 months of consistent income with current employer
• Minimum cash down payment of 15% of the total purchase price

To apply for your First-Time Vehicle Buyer Loan, apply online, call us at (520)794-8341 or visit one of our branch locations.

Click here to view our rates.