Individual Retirement Accounts (IRA)
Save for your future by making IRAs a part of your long-term investment plan. You can open an IRA at Hughes for as little as $100. With a traditional IRA, you may qualify for a tax-deduction and defer taxes until you withdraw the funds. If you don't qualify for a traditional IRA, you can still contribute to a Roth IRA and your savings will grow tax-free.

Have an IRA elsewhere? Roll it on over and enjoy very competitive daily rates with us for an excellent return on your investment. IRAs are insured up to $250,000 by the National Credit Union Administration.

Hughes Federal Credit Union offers tradtional IRAs, Roth IRAs and Coverdell Education Savings Acounts (formerly Education IRAs). Call or stop by one of our branches to discuss which option best meets your needs.

IRA Term Share Account
Our IRA Term Share Account works like a Term Share Account but pays a higher rate.

• Minimum balance of $1,000
• Mini and jumbo IRA Term Shares available
• Terms of 12, 24 or 36 months
• Competitive fixed rate