Shopping For A New Or Used Car?

When you're ready to shop, think about Hughes FCU. You'll get a great fixed or adjustable rate, flexible terms and a speedy turnaround! Our Deals on Wheels program will give you lots of extra tools to make sure your buying experience is the best it can be.

Get pre-approved before you shop so you'll have more bargaining power when negotiating the deal. Use our auto loan calculator to estimate your payments. We'll even refinance your current vehicle at these rates!*

• We offer 100% financing (but no more than the NADA value if it's a used vehicle).
• Terms of up to 84 months are available.
• Credit Life and Credit Disability insurances are available. 
• Guaranteed Auto Protection (GAP) insurance is available to protect you against theft or total loss of your vehicle in the event your loan is greater than the amount paid by auto insurance.
• Vehicle Service Contracts are available at a low cost.
• Members Auto Insurance is available at discounted rates.
• Payments can be made through Auto Transfer, Autopay, eBranch Online Banking, or 24-Hour Voice Response System.

Apply online now!

First Time Vehicle Buyer Loan

*Some restrictions apply

All eligible credit union members in participating states have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler through the Invest in America program. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. And thanks to our low interest rates, your savings will really add up. Visit www.lovemycreditunion.org, where you can investigate the discounts available and find out how to get a great deal at the dealership.

Hughes Federal Credit Union members can receive the following money-saving discounts:

• General Motors is making its supplier pricing available to members for most new GM vehicles. This discount is in addition to its current incentives and promotions.
• Chrysler Group LLC is offering Affiliate Rewards preferred pricing on most new Chrysler, Jeep, Dodge or Ram truck vehicles, which could save you thousands. This discount is in addition to its current incentives and promotions.

*Hughes Federal Credit Union does not guarantee or endorse vendors and makes its services available to members to use at their discretion.