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Effective January 1, 2010

ATM/GUARANTEE OR VISA® CHECK CARD
ATM Usage $1.00 per withdrawal
(Non-proprietary ATMs) after initial 8 per month
Replacement Card $10.00 per card
   Withdrawal Insufficient $25.00 per funds withdrawal
   Overdraft Usage applied $25.00 per overdraft manually
   
CHECKS
Official Checks (first check free) $1.00 per check
Official Checks $15.00 per check stop payment
AMEX Gift Cheques $2.50 per check
Money Orders $2.00 each
Traveler's Checks  
    Traditional 1.0% of face value
    For Two 1.5% of face value
   
GENERAL
Statement/Receipt Copy $1.00 per page
Statement/Returned Mail $3.00 per statement
Return Deposit Item $20.00 per check
Account Research $15.00 per hour (1 hr. min.)
Western Union* $5.00 each*
*Additional fees charged by Western Union  
   
WIRE TRANSFERS  
Member Incoming No fee
Member Outgoing  
    Domestic $20.00 per wire
    International $40.00 per wire
   
LOAN FEES  
Loan Late Fee $20.00       
Credit Card Overlimit $20.00       
Credit Card Replacement $10.00
Credit Card Pay by Phone $5.00
Subordination Fee $50.00
Wellness Package $9.95 per month
Privacy Guard $11.99 per month
Rewards Package* $5.00 per month
NonMember Check Cashing Fee $5.00
Dormant Account Fee $5.00 per month
after 15 months of inactivity
*Included with Premier Checking
   
SHARE DRAFT FEES
Premier Checking Account $6.50 per month
Primary Checking $10.00 per month
Non-Sufficient Funds (NSF) $25.00 per draft
EFT Stop Payment $25.00 per event
Stop Payment Placement $25.00 per draft or range
Stop Payment Removal $10.00 per stop payment
Share Draft Copy $3.00 per draft (front & back)
Share Draft Original Copy
(Approx. 30 day availability)
$5.00 per draft
Share Draft Account
Reconciliation/Balancing
$15.00 per hour
(1 hr. minimum)
   
SERVICE  
Share Draft Research $15.00 per hour
(1 hr. minimum)
   Overdraft Usage Applied $25.00 per overdraft manually
   Overdraft Privilege $25.00 per draft
Share Draft Closure $3.00 to close
Counter Checks $5.00 for  (eight) 8 checks
   
ONLINE FEES
Bill Pay No Charge, 50 cents per payment after 10 per month.
Personal Check View No Charge
Check Photo Copy Request $6.00 per copy
Non-Sufficient Funds(NSF) $25.00 per payment
Stop Payment $25.00 per stop payment
Manual Reissued Check $12.00 per payment
Express Mail $20.00
Delete Payment $8.00 per payment
Recredit $2.00 per credit
Fed Wire Fee $15.00 each
   
ACCOUNT TO ACCOUNT TRANSFER (A2A)*
*Incoming to Hughes FCU No Charge
*Outbound from Hughes FCU $5.00 per item
*Uncollected Payment $20.00 per item
Non-Sufficient Funds(NSF) $25.00 per payment
Stop Payment $25.00 per stop payment
   


Product/service fees are effective January 1, 2010 and are subject to change. All other policies are effective on the publication date and are subject to change. Please contact the Credit Union for most current fees and information. For more information on online service fees, click here.

Updated by DB on 1/1/2010

 
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