The joy of a new baby is a time of celebration. Whether it’s a first or third child, a child will most likely make a big impact financially on the parents. That’s why Hughes has created My First Account—a new baby registry that lets parents, family and friends make deposits anytime toward the baby’s future. Use it as a gift registry for a baby shower or other monetary gifts for the baby in your family.

To prepare for the new child, open an account and start saving as soon as you can. New parents will have nine months to build a little nest egg as they’re preparing for their new little one. Grandparents can also open an account for your new grandbaby and make regular deposits into the account. Share in baby’s first step toward financial responsibility.

Register for Baby's First Account

Just, like being registered at a department store, parents or grandparents can open baby's first account at any Hughes branch to have monetary gifts deposited into the account. We’ll provide a starter packet that includes registry card so new parents, family and grandparents know where they can make deposits to baby's account. You can also receive text messages or emails alerting you of deposits. View the account daily through eBranch Online Banking to see who has deposited into your baby's account and thank them personally!

Baby's First Account Packet

Howie Javelina's My First Account Brochure

Baby Howie Gift Announcement Card

Baby Howie Registry Card

Click here for more information in preparing for your baby's future.

Not a Member?

• New Member Incentive* - All new members who join Hughes will receive a $25 deposit into their account! Refer a family member, friend or co-worker to join and receive $25 for every person who joins! Click here for a member referral form. Offer good through December 31, 2009. Certain restrictions apply. Must have member referral form. Find out how to Become a Member today.

Enjoy these Benefits at Hughes

• eBranch Services - Check your Baby's First Account registry for deposits and balances through eBranch Online Banking. Enroll online for Account Alerts for text messages or emails to let you know when deposits have been made to your account! Also take advantage of our online Bill Pay, eStatement, Credit Card Online, Account to Account Transfers and more.

• Free Interest Earning Checking - Free Checking at Hughes is the smart choice! There is no minimum balance, no per check fee or monthly service charges and you earn competitive rates on your account.

• Visa® Check Card - Access your Checking as well as 28,000 surcharge free ATMs through the CO-OP Network.

• Credit Cards - Apply for a low cost credit card to help pay for your wedding, honeymoon or to use for other purposes.

• Home Loans - Finance your new home with a low cost mortgage at Hughes. Ask about our first time home buyer’s program.

• Low Cost Loans - Pay off higher costing loans and credit cards you have elsewhere to our low rate and lower your monthly payments and save on interest.

• Auto Loans - Refinance your existing Auto Loan to a lower rate at Hughes and save. Ask about our First Time Vehicle  Buyers program.

• Free Credit Score Analysis - Hughes can analyze your credit report for fraud detection and any credit score enhancement opportunities to help put you in a good financial position for your future. Bring valid picture identification and allow 30 minutes.

• You Name It Savings Accounts - Smart couples know it makes sense to save for big ticket items. Open this account and have fun saving for future goals such as a special vacation or home project.  Name your savings account whatever you like, for example---"Our Hawaii Trip" or  "My New Kitchen"! 

• Insurance Services - Take advantage of low cost auto, rental, homeowner or life insurance to secure your future together.

• Shared Branching - Access your Hughes Credit Union Account at hundreds of credit union locations that participate in the Shared Branching Network all across the country.

• Health Savings Account - Open a Health Savings/Checking for your high-deductible health insurance program.

• Kids Accounts - Start your kids out right with Howie Javelina’s All Stars Club (ages 0-11) or Hughes Financial Teen Scene (ages 12-17).

• Free Online Financial Education - Receive free financial education at www.hughesfcu.org. Click on ‘Anytime Adviser’ and see ‘Couples & Money’ for information on building your financial future as a couple.

• Wellness Programs - Hughes offers Wellness Extras to members at a small monthly cost.

Say “YES!” to this proposal by opening your Baby's First Account registry today. Turn to Hughes for all your saving and borrowing needs. We can make a positive difference in your financial life. Just stop by your nearest Hughes branch today to open your account and get started.

*Certain restrictions apply. $25 New Members Incentive- Funds credited to member’s Main Share Account upon joining with a $50 minimum balance. Membership must remain open a minimum of six months or the new member incentive is waived and returned to the Credit Union at time of account closure.

$25 New Member Referral-No limits the number of membership referrals. Referrals must have a referral form. One referral per new account. Deposit of $25 will be credited to referring member’s Main Share Account when the person they refer establishes their new membership with a minimum $50 deposit. Extra referral forms available in any branch or on the Credit Union’s Web site at www.hughesfcu.org. Loans and checking accounts available upon approved credit.

JOIN!