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Hughes is committed to making a positive difference in each of our members financial life. We take our members further by offering an exceptional service experience, which includes low cost products and services, such as one low rate on loans, higher dividends on savings, convenient online and mobile services, and more. Let Hughes take you further on your life’s journey by helping you reach all of your financial goals.
Hughes Federal Credit Union was formed in 1952 in Tucson, Arizona to serve the financial needs of Hughes Aircraft Company (now Raytheon Missiles & Defense) employees and their families.
In 1992, we merged with Arizona Transportation Credit Union, which served Union Pacific Railroad employees and more than 400 other select employee groups in Phoenix and Tucson.
In 2001, the National Credit Union Administration approved Hughes Federal Credit Union to serve the underserved community in Tucson providing membership eligibility to anyone who lives, works, worships or attends school in Tucson.
In 2020, we merged with APC Employees Federal Credit Union, which served Arizona Portland Cement and Cal Portland employees and their families in Arizona.
Today, Hughes Federal Credit Union serves more than 179,000 members and has more than $2 billion in assets.
Committed to the National Credit Union philosophy of “People Helping People” and “Not for Profit, Not for Charity, But for Service,” Hughes always strives to connect the right products and services to each member, focusing on their best interest not ours.
Credit unions are different than banks – we exist to serve our members. Instead of paying stockholders, we return our profits to members through higher savings rates, lower loan rates, interest-earning checking, and fewer and lower fees.
As a federal credit union, we are insured by the National Credit Union Administration (NCUA), a federal government agency. Your savings are insured up to $250,000 by the NCUA. IRAs are insured separately up to $250,000. To learn more, visit our Share Insurance Coverage Overview page.
The National Credit Union Share Insurance Fund (NCUSIF) is administered by the NCUA for the purpose of providing deposit insurance to protect deposits of credit union members at insured institutions in the United States.
Board members volunteer to serve a three-year term and play an active role in governing the credit union at a higher level while working with management to develop solutions that align with the credit union's mission, values, and guiding principles.
Meet our Board of Directors & Supervisory Committee.
Unlike for-profit financial institutions, Hughes Federal Credit Union is a not-for-profit cooperative owned by and accountable to our members, not stockholders.
Hughes has been rated as a Five-Star "Superior" or Four-Star "Excellent" financial institution by BauerFinancial since 1991.
We believe in giving back to our Tucson community. Find out how to request a sponsorship or donation for qualified organizations.
Hughes is the most recommended and highest rated Arizona credit union on Facebook.
Businesses, associations, churches and HOAs are eligible to become a Select Employer Group member of Hughes.
Download recent Hughes Federal Credit Union Annual Reports.